Name: vaultcredit.ca
Telephone: 4164998466
Rating: 4.8

Charlotte Guest

Helped me pay the bills during slow season

My HVAC business needed a short-term cash boost during a slow season and Vault delivered. Quick, honest, and flexible. I’ll definitely be returning when we need financing again.

Date of experience: Nov 03, 2025

Antoine Jack Guest

4 months ago

Professional & honest lender

I’ve worked with other lenders but Vault Credit was the most straightforward and efficient. They helped me secure funding to expand my coffee shop business. Super grateful for them.

Date of experience: Nov 01, 2025

Emmett Guest

4 months ago

Fun work experience

I used to work for Vault a couple of years ago. Co-workers and management were genuine people who really cared about my success. I got to expand my skills in financial services. It was a fun work environment.

Date of experience: Nov 01, 2025

Daniel Guest

4 months ago

Helpful team & fair terms

The staff treated me with patience and respect. They answered all my questions before I signed my agreement. The loan terms were fair and exactly what I needed to keep my HVAC business running during a slow season.

Date of experience: Oct 11, 2025

Elise Hawley Guest

6 months ago

I have 2 loans with Vault

I have 2 loans with Vault. When I was getting the loans they, over course, were extremely helpful. Once the loans were in place however their customer service becomes abysmal. I have been waiting almost a month to resolve the issue of proof of insurance for my one loan. I sent all of it with the initial paperwork and assumed that when the loan was approved they did their job properly. I come to see that they are taking inflated payments out and their excuse is lack of a certificate of insurance. I sent proof that their original agent got all of that with the paperwork I sent in. Crickets…it takes days for a response and then they just give you the run around. Meanwhile they’re still taking inflated payments. For my equipment loan I need the paperwork for my insurance to renew. Fast forward over a month now and they keep sending me another companies equipment loan. Their response when I said it’s the incorrect loan, “just have your insurance change the name to other companies”. Why would I get insurance on a business loan that isn’t mine?? I’m still waiting on the response to that one.If you’re looking for a dishonest and corrupt company to do business with then you’ve found the right one. If you’re looking for a company that has integrity and is honest then stay far away from Vault.

Date of experience: Sep 08, 2025

Jackson Guest

6 months ago

Easy experience

Applied for a business loan and got approved in three days. Funds went immediately to my account once my application was processed. Amazing.

Date of experience: Sep 01, 2025

Mason Guest

6 months ago

Fast service

Applying was easy & the turnaround time surprised me. I had my approval & funding much sooner than expected. The process felt smooth froverall a good experience, will use again if needed.

Date of experience: Sep 01, 2025

Kevin Guest

7 months ago

Reliable when the bank said no

Traditional banks turned me down, but Vault looked at my business as a whole. They saw the potential and gave me a chance. The funds helped me get the equipment I needed for my construction business.

Date of experience: Aug 02, 2025

Adam Guest

7 months ago

Great support for small business

Vault Credit helped my retail business when cash flow was tight. The approval was fast and the team explained the repayment terms in plain language. I felt supported through the whole process & the funding helped cover a lot of big expenses.