Review Time
Entered the program because i made mistakes and needed help. Creditor settle 21k for 13k and Alperstein added a whopping $6300 for the settlement charge. And made it nearly impossible to pay off. I wanted to pay the account in full. Was quoted a $12847 as a payoff. First, I was charged twice. When i tried to resolve this issue i was told now i was given the wrong payoff amount and I actually owe another $4100. But i can pay it off for at least 5 days. No one in customer service could provide me with any explanation of why the payoff changed or why i was billed twice. Do not recommend to anyone if you are in dept. Just settle with the creditors on your own
Stephanie Geronimo is absolutely wonderful! Incredibly knowledgeable, kind, understanding and thorough! She guided us through this process with confidence and without judgement so that we can truly be out of debt so much sooner than we ever imagined! We feel like we can breathe again!
I truly felt as if I was drowning in endless debt and did not want to file for bankruptcy. They have always been so kind in explaining everything and helping me to understand what is going on. I have talked to Pinky several times and she is always a pleasure to speak to.
First and foremost thank you for making me struggle the past nine months for nothing. Global holdings said that I will be charged 25$ a month that’s included in my biweekly payments. This was not the case I was never told on the phone after accepting an offer that the law firm would take another 28% off of the original debt that was owed. Alperstein and Associates never mentioned the fee until I went online today to look at why I’m still paying the same creditors and why the firm keeps asking for more money. Obviously more money would go I to the firms pockets than the creditors that I owed. I felt robbed and uninformed about the process. It’s probably in fine print but the firm will never just say “once you accept the offer the firm gets 28%” your not helping anyone, what you are doing is making the process long and painful for the person trying to fix their credit. Your firm robbed me blind and had I not signed on to the portal I would have continued to be a sucker for lawyers trying to line their pockets with money. You should be ashamed of what you put people through knowing that they are already struggling. The pain and financial struggles I suffered being broke just to pay a law firm to give a small percentage to the creditors is absurd and high way robbery. Never trusted a lawyer but this really takes the cake. How dare you treat people like this. Well just to let you know I will be reporting this and making sure that everyone knows what you hide in percent of what your gonna make on top of what global holding was taking. You r firm made made life miserable for the past 9 months with no progress but I’m glad your firm got to line their pockets first. For example I owed a creditor $ 3776.00 and the creditor settled for $1776.00. Firm charged a 28% of the original debt of $3776.00 and made out with over $ 1000.00. Another creditor I owed was $1811.00, creditor settled for $878.00 and law firm made $737.00 off of that. Alperstein is no help but just robbers robbing the poor blind. I was never gonna be out of debt. They don’t charge a flat fee they charge 28% off each creditor your owe. Tell me how that is in any way helping. After nine months I still owe the same amount of money minus 20$ the firm has been paying each month to each creditor. For nine months I paid 600$ a month to still owe.
Be very careful how you proceed with this program. I was not adequately informed of the fees and effects this program would have. I think it might be useful if you have a large debt balance but otherwise, if I were you, I'd make sure you get the full picture before agreeing to anything. I was told my $22k debt would be settled for $16k but was not informed about the $6k in fees that brought my balance back to $22k. My credit score dropped severely due to the process - only to be saving $275 in the end. I will say, however, I gave it a 2nd star because their customer service is rather good.
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At Alperstein & Associates, LLC our attorneys defend you against both national, regional and local creditor companies. In the event you need an experienced attorney, we are on your side to defend you from those creditors and help you resolve your debt. Our team will guide your through all options for putting debt behind you. This will help you make an informed decision and select the solution that best fits your financial parameters.
Our lawyers pride themselves on being seasoned trial attorneys, rather than just “litigators.” We place ourselves on each client’s team, working with each client to achieve their goals and minimize obstacles, all the while keeping an eye not only on the short-term result, but on the long-term impact of each client. This allows us not only to help our clients achieve the most favorable outcome, but to be proactive in helping position our clients for their future.
Our firm motto is to provide our clients with the highest level of service and representation for the most competitive and affordable rate. Our attorneys focus solely on our clients’ desired result(s). In order to keep our costs down, our attorneys engage in a thorough pre-suit investigation of each case. This allows us to discover whether a favorable settlement or extensive litigation is in our client’s best interests.
You can contact us to address your legal needs by calling one of our partners to schedule a free initial consultation. At the end of that consultation, we will give you a straight and honest assessment, even if it means suggesting that you not retain our services.
We are licensed to represent clients in various states throughout the country.See more
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