cal-loansdirect.com

5
5 Based on 76 reviews

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5

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5

76 Reviews

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Jenna Wright
Tom at Cal Loans Direct was the best

Tom at Cal Loans Direct was the best! When you find someone good you know it. I was so impressed with Tom and his team. Not only did i get the lowest rate i could find after speaking with multiple companies i also received the best service! Thank you Tom!

5
Date of experience: Jul 29, 2025
Noam Cooper
Had a great experience with Cal Loans…

Had a great experience with Cal Loans Direct. Rate and fees were lower than expected and closing was under 2 weeks from start to finish. Highly recommended!

5
Date of experience: Jul 01, 2025
Jeff Smith
Cal Loans Direct

Cal Loans Direct, Inc. truly exceeded my expectations! They helped me secure a great mortgage with excellent rates. The team was super responsive and friendly throughout the process. Highly recommend!

5
Date of experience: May 11, 2025
Lawton Lewis
BEST BROKER

Tom is the best in this business. I did an extensive search for a lender/lender broker that satisfies several criteria:1. Best rate: who doesnt want the best interest rate. I talked to 6 lenders at a time and everytime I came back to check for an updated rate. He offered me the best rate.2. Responsive: Tom is available Mon-Sun (anytime). I literally anytime, I had called him 8-9PM and 7-8AM before and he never refused my calls.3. Quick closing time: I gave Tom an impossible task - closing in 14 days. I wanted my offer to be the best in every way on a hot market, so I checked with Tom whether a 14-day closing period was possible and he delivered. We closed in exactly 14 days.4. Knowledgeable about the buying process: Tom answered every question that I had anytime and he was super patient about it all.Strongly suggest Tom for your loan needs (Rating 10/10)

5
Date of experience: Mar 04, 2025
TF14
Tom Navarro was great!

I just closed my refinance with Tom Navarro. He was superb all the way - great rate, excellent communication, and follow-up till the closure. There were some hiccups along the way due to some unforeseen events (Hurricane in Florida!), Tom navigated through those very well too. Couldn't have asked for more! - Ashfaq

5
Date of experience: Oct 21, 2024
Oswald Harris
Great Job!

Mike was not only incredibly helpful and responsive throughout the entire process, but also offered a very competitive rate. I will definitely do business with Cal Loan again.

5
Date of experience: Sep 06, 2024
Mitch Clark
I shopped around and got the best rate…

I shopped around and got the best rate with Cal Loans Direct. They delivered with great service!

5
Date of experience: Sep 05, 2024
Lindor Anderson
Tom Navarro was knowledgeable

Tom Navarro was knowledgeable, trustworthy, and very efficient. He also was so responsive whenever we had questions. He truly did an amazing job helping us find a loan.

5
Date of experience: Jun 20, 2024
Dorothy L.
Best Mortgage Advisor and Loan Officer

I have closed on multiple properties and none have been as smooth as the process was with Tom! He was extremely timely, great guidance and looked out on our behalf. I would highly recommend him and I look forward to working with him again!

5
Date of experience: Apr 19, 2024
Jake Parker
Entire process was very transparent

Entire process was very transparent. I was given best rates on any given day and all of my questions were answer .

5
Date of experience: Jan 30, 2024

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