capify.co.uk

4.3
4.3 Based on 40 reviews

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Average Rating

4.3

/
5

40 Reviews

5 Star
83%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
17%

All Reviews

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Review Time

Sami Kettani
I recently applied for a business loan with Capify and honestly the whole experience was great. The

I recently applied for a business loan with Capify and honestly the whole experience was great. The team was professional, fast and really responsive from the start. The entire process took less than 48 hours which was way quicker than I expected.
Joshua handled my application and he was brilliant to deal with. Super fast, very reliable and always quick to respond whenever I had a question. He made everything simple and straightforward.
Would definitely recommend Capify to any business owner looking for a smooth and quick funding process.

5
Date of experience: Feb 19, 2026
Sami Kettani
I recently applied for a business loan…

I recently applied for a business loan with Capify and honestly the whole experience was great. The team was professional, fast and really responsive from the start. The entire process took less than 48 hours which was way quicker than I expected.Joshua handled my application and he was brilliant to deal with. Super fast, very reliable and always quick to respond whenever I had a question. He made everything simple and straightforward.Would definitely recommend Capify to any business owner looking for a smooth and quick funding process.

5
Date of experience: Feb 19, 2026
Jamie
Ian was fantastic.

Ian was fantastic.Thanks very much to Ian for helping us organise some finance for our small business. He was friendly and professional throughout! Highly recommended.

5
Date of experience: Feb 16, 2026
Mark
Great company

Great company. Easy to deal with.. Demsie worked very fast and efficiently.

5
Date of experience: Feb 11, 2026
G M Floorscreeds Ltd
We have used Capify to assist in Funding

We have used Capify to assist in funding, from day one Clare has been excellent in her communication, I had a real feeling that she was passionate to hear what we needed and worked hard to ensure the process went through very smoothly. I would highly recommend Capity and in particular Clare and the professional way she dealt with me and I will miss have a chat with her.

5
Date of experience: Feb 09, 2026
customer
Demsie is a consummate professional as…

Demsie is a consummate professional as always. Helped push back against the underwriters to secure better terms and consistently ensured great customer service.

5
Date of experience: Feb 06, 2026
Chris
Shocking!

At the outset of the application process, we clearly stated that we do not use open banking due to the security risks it poses to our business operations. Ewan and Luke explicitly assured us that this would not be a problem and that we could proceed without it.Based on this assurance, we invested considerable time and resources into completing your application process over the course of nearly a week, providing extensive documentation and information as requested.Only after this significant investment of time we were informed that connecting our bank to open banking was, in fact, a mandatory requirement and that we could not proceed without it. This represents a fundamental failure in communication and process management. The information provided by Ewan was misleading, and this has resulted in a complete waste of our time, effort, and goodwill.This experience has been deeply frustrating and reflects poorly on Capify's competence and professionalism. Staff are chasing commissions and overlooking the customer. They also want to charge 45% interest on a business loan. I dodged a bullet on that one.

1
Date of experience: Feb 03, 2026
Louise Wilson
Great way to get a cash injection for your business

Daniel is always really helpful when dealing with my funding, he’s certainly knowledgeable and I think Capify is a great way to add a cash injection into your business

5
Date of experience: Jan 30, 2026
James Priestly
Capify : superb financial business facility

Capify made the whole process effortless and response times were extremely efficient.Kyle Mitten my account manager was the utmost professional and kept me informed throughout the whole process.I would thoroughly recommend Capify for any financial business requirements.

5
Date of experience: Jan 28, 2026
Irina
Good work

Demsie H is always a pleasure to work with. My second loan with Capify and it has been a smooth process.

5
Date of experience: Jan 22, 2026

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