capricornfinancial.co.uk

4.5
4.5 Based on 198 reviews

We offer an advice and recommendation service on an extensive range of mortgage products, as well as guiding clients through all aspects of the house-buying process to ensure a smooth transaction. So whether you are a first time-buyer looking to purchase...

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Average Rating

4.5

/
5

198 Reviews

5 Star
88%
4 Star
0%
3 Star
0%
2 Star
1%
1 Star
11%

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KP30
Fantastic service

Great service from my mortgage advisor Ross Culley. He’s been excellent throughout the whole process, explaining me how does it work (I’m a FTB), but also providing me with support and exhaustive information whenever I had questions. He’s always been extremely vigilant, for example proactively asking me if I wanted to review the rates as soon as they were going down. Excellent service!!

5
Date of experience: Jul 02, 2025
LaLa_Emerilax_
Fantastic service

Great service from my mortgage advisor Ross Culley. He’s been excellent throughout the whole process, explaining me how does it work (I’m a FTB), but also providing me with support and exhaustive information whenever I had questions. He’s always been extremely vigilant, for example proactively asking me if I wanted to review the rates as soon as they were going down. Excellent service!!

5
Date of experience: Jul 02, 2025
Interested only in their fee

Our consultant was extremely helpful, polite and proactive at the beginning, in particular when he reached out to us. He took time to have calls and provide details on the various options, but then AFTER we signed the contract with them - and they were sure we would proceed with them as mortgage advisors - he basically disappeared.I would say their only interest was earning their fee - I am not even sure we got the best mortgage deal on the market as they said.

1
Date of experience: Jun 03, 2025
Steve
Interested only in their fee

Our consultant was extremely helpful, polite and proactive at the beginning, in particular when he reached out to us. He took time to have calls and provide details on the various options, but then AFTER we signed the contract with them - and they were sure we would proceed with them as mortgage advisors - he basically disappeared.I would say their only interest was earning their fee - I am not even sure we got the best mortgage deal on the market as they said.

1
Date of experience: Jun 03, 2025
Caden Rogers
Excellent support

Excellent support, Ross Culley was very helpful and supportive

5
Date of experience: May 28, 2025
Teddy
Excellent support

Excellent support, Ross Culley was very helpful and supportive

5
Date of experience: May 28, 2025
Yulia Isaeva the ABSOLUTE BEST!

I cannot recommend Yulia Isaeva highly enough—she is truly exceptional. I was initially referred to Capricorn Finance by an estate agent, and to be honest, I had my reservations about speaking with a mortgage broker, as I had no idea where to begin.From the very start, Yulia was incredibly helpful and patient. She took the time to sit down with me and walk me through the entire home-buying process step by step, providing a clear and informative presentation that made everything feel much more manageable.A few months later, while I was still casually browsing properties, she graciously repeated the same process with my spouse, helping both of us become better informed and more confident in our understanding.Her approach has always been transparent, and she never made us feel rushed or overwhelmed.Although we faced some challenges with the first two properties we considered, Yulia remained optimistic and encouraging. She kept reminding us not to lose heart, assuring us that those experiences were simply leading us toward the perfect home—and she was absolutely right.When we finally found the right place, we encountered a few hiccups due to the previous attempts, particularly during the mortgage application process. Yulia handled everything seamlessly. She advocated for us every step of the way, securing an excellent mortgage offer at just a 5% down payment—an incredible outcome for us as first-time buyers.Yulia always acted in our best interest, not only in selecting the mortgage but also in coordinating with estate agents during some of the more challenging moments. She was consistently supportive, knowledgeable, and proactive.We are now very close to exchanging contracts, and I truly cannot thank Yulia enough for her unwavering support. It has been a genuine pleasure working with her, and I honestly cannot imagine having gone through this process with anyone else.

5
Date of experience: May 05, 2025
Nicola F.
Yulia Isaeva the ABSOLUTE BEST!

I cannot recommend Yulia Isaeva highly enough—she is truly exceptional. I was initially referred to Capricorn Finance by an estate agent, and to be honest, I had my reservations about speaking with a mortgage broker, as I had no idea where to begin.From the very start, Yulia was incredibly helpful and patient. She took the time to sit down with me and walk me through the entire home-buying process step by step, providing a clear and informative presentation that made everything feel much more manageable.A few months later, while I was still casually browsing properties, she graciously repeated the same process with my spouse, helping both of us become better informed and more confident in our understanding.Her approach has always been transparent, and she never made us feel rushed or overwhelmed.Although we faced some challenges with the first two properties we considered, Yulia remained optimistic and encouraging. She kept reminding us not to lose heart, assuring us that those experiences were simply leading us toward the perfect home—and she was absolutely right.When we finally found the right place, we encountered a few hiccups due to the previous attempts, particularly during the mortgage application process. Yulia handled everything seamlessly. She advocated for us every step of the way, securing an excellent mortgage offer at just a 5% down payment—an incredible outcome for us as first-time buyers.Yulia always acted in our best interest, not only in selecting the mortgage but also in coordinating with estate agents during some of the more challenging moments. She was consistently supportive, knowledgeable, and proactive.We are now very close to exchanging contracts, and I truly cannot thank Yulia enough for her unwavering support. It has been a genuine pleasure working with her, and I honestly cannot imagine having gone through this process with anyone else.

5
Date of experience: May 05, 2025
Graham Parker
Ross Culley is the best mortgage…

Ross Culley is the best mortgage advisor in the U.K. he is responsive to the minute and knows every detail you think you know and more. I was hesitant to pay any fees but after the service I got I was more than happy too.

5
Date of experience: May 02, 2025
TomyCuervoYT
Ross Culley is the best mortgage…

Ross Culley is the best mortgage advisor in the U.K. he is responsive to the minute and knows every detail you think you know and more. I was hesitant to pay any fees but after the service I got I was more than happy too.

5
Date of experience: May 02, 2025

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Business Details

  • We offer an advice and recommendation service on an extensive range of mortgage products, as well as guiding clients through all aspects of the house-buying process to ensure a smooth transaction.

    So whether you are a first time-buyer looking to purchase your first home, a home-mover looking to ‘climb the ladder’ or have bought and sold many times already and simply want to re-finance and secure a new product, or a lower rate of interest, we can help.

    Capital raising is allowed for most legal purposes, so if you are looking to fund some home improvements, or even raise the deposit for a new investment property or holiday home, then please discuss your requirements with one of our Advisers and they will be able to help find the most suitable product for your needs.

    Commercial Finance:

    What types of commercial finance can we assist with?
    Investment Property Mortgages
    Bridging Loans
    Development Finance
    Trading Business Finance including:
    Commercial Mortgages
    Unsecured Loans
    Invoice Finance
    Asset FinanceSee more

  • email info@Capricornfinancial.co.uk
  • call 02031110900
  • language https://www.capricornfinancial.co.uk

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