Review Time
Great service and even the free service is fantastic. After looking at other platforms that do this, they charge for reporting even to one credit agency, Credit Ladder is fantastic that it doesn't charge for one agency report. Reported my first month days after signing up which was great.
I registered with Credit Ladder to report my rent and help build my credit score and I achieved exactly that. I needed the service because I was relatively new in the UK (less than 1 year), had no credit cards at the time and wanted to take out a mortgage. My rent payment was the biggest regular payment going out of my account each month and a pity it doesn't count. CreditLadder helped me build the score and I secured my mortgage. (of course, along with other efforts e.g. a credit card)
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