Name: creditladder.co.uk
Telephone: 000000000
Rating: 4.9

Braden Harris Guest

A Simple Way for Renters to Build Credit — CreditLadder Makes It Easy

CreditLadder offers an excellent service for tenants looking to improve their credit profile through something they’re already paying—rent. The website is incredibly user-friendly, with a clean interface that makes account setup, rent reporting, and tracking progress very straightforward. Even for first-time users, the navigation is intuitive and the process of linking bank accounts is simple and secure.One of the standout features is its seamless integration with major UK credit reference agencies such as Experian, Equifax, and TransUnion. By reporting rent payments to these agencies, CreditLadder gives tenants an opportunity to build their credit score—something that wasn’t easily possible in the past for those who rent rather than own a home.Additionally, the platform provides clear updates and notifications, so users always know when their payments are reported. There’s also flexibility in how the service can be used, whether through a free basic plan or premium options that offer faster reporting or added benefits.Overall, CreditLadder is a valuable tool for renters wanting to take proactive steps in building a positive credit history. It’s a smart, well-designed service that fills a real need in today’s rental market.

Date of experience: May 17, 2025

Angelina Guest

9 months ago

Responsive support staff

I had a bunch of small changes I had to make since I signed up for CreditLadder right around the time my tenancy terms changed. There was always someone who responded within a few hours and worked with me to fix the issues.

Date of experience: May 17, 2025

Charle Long Guest

9 months ago

They are easy trustworthy responding…

They are easy trustworthy responding quickly and helpful for your needs My credit score it’s after 1 month with them on ready change to higher

Date of experience: May 16, 2025

Harriet Guest

9 months ago

CreditLadder seems to be treated and/or…

CreditLadder seems to be treated and/or reported as a £0 loan by Experian. My most recent Experian credit score calculation has seen a drop in category. CreditLadder states that Experian does not currently use rental payments as part of their calculations. I was fine with this for gain under other agencies but am disappointed to see the actual results.I've given 2 stars because I have seen a slight uptick with TransUnion.

Date of experience: May 13, 2025

corydo15 Guest

9 months ago

Fast reporting and immediate respons time!

Fast reporting and immediate response to any ammendments and changes! This has helped me improve my credit score and allowed me to update my records timely in case of changes.

Date of experience: May 11, 2025

JP37 Guest

10 months ago

Well the service website was not hard…

Well the service website was not hard to navigate and it captures my monthly rent accordingly. It does also contribute to my credit score. It is a service will use again.

Date of experience: May 08, 2025

AA41 Guest

10 months ago

Brilliant user experence and Product Satisfaction

For someone that has just started building my credit score I recommend using Credit Ladder. User experience is amazing and my rent payments are recorded in a timely manner as well. Been a month in and I have already seen changes in my credit score for the better. Amazing service and free as well, why not !