creditladder.co.uk

4.9
4.9 Based on 120 reviews

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Average Rating

4.9

/
5

120 Reviews

5 Star
93%
4 Star
5%
3 Star
0%
2 Star
2%
1 Star
0%

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Review Time

Tony
My Rent is valued

The one platform that can acknowledge my tenancy rent payments and possibly have a good effect on my credit history.

5
Date of experience: Oct 02, 2025
Supriya Prajapati
I can report my rent which is amazing…

I can report my rent which is amazing and easy to do. It really reflected and improved my score!

5
Date of experience: Aug 13, 2025
Amanda Basson
It does what it’s supposed to

It does what it’s supposed to. Would be good to see how this actually reflects on my own personal credit score and how I can leverage it.

5
Date of experience: Aug 12, 2025
Holly-Jo Green
An important service for potential home buyers

This service has helped to improve my credit score, resulting in being able to purchase a property. As someone who has rented for over 10 years and always paid their rent, I think it’s important that this is reflected within your credit report. I would absolutely recommend this service to others.

5
Date of experience: Aug 11, 2025
Seamless experience

I’ve been customer of credit ladder from the very first day of arriving to the UK and renting my first apartments here. It’s been 4 years now and since I bought a house the credit ladder service is no longer needed. At the same time interactions with credit ladder are seamless, they notify when bank needs to be reconnected and so on. My credit rating, I believe mostly based on credit ladder reports and it still allowed me to get a nice mortgage rate.

5
Date of experience: Aug 11, 2025
Hawau Tijani
Very helpful

Very helpful . Ever since I started using credit ladder for my house rent, my credit score has increased

5
Date of experience: Aug 04, 2025
Andrii Doroshchuk
I’m was very happy to be served by…

I’m was very happy to be served by Charmaine Thomas on behalf of CreditLadder company. That experience about operative, quick and effective results. Thank you for your help.

5
Date of experience: Aug 04, 2025
Arpit Jethwa
Smart, Simple, and Credit-Boosting!

Overall, it's been a great experience so far. I'm really glad that my rent payments are now contributing to my credit score—such a smart and valuable feature! The website is user-friendly, the process is straightforward, and everything works smoothly. Definitely a smart solution for renters looking to build credit effortlessly.

5
Date of experience: Aug 01, 2025
Jordan Adams
Great way to increase credit score by…

Great way to increase credit score by getting your rent payments included. So quick and easy to do as well

5
Date of experience: Jul 28, 2025
Lois B.
I must be incredibly lucky

I must be incredibly lucky, as my experience was awful. Basic information was not recorded properly. Upon trying to amend this, they again made errors, and had to delete my account, wasting my time (though at least they managed to action this correctly). This notion that credit agencies won't confirm historical instances/records is beyond a joke, considering it is the very basis of their 'business'. Which leads me to my one positive in this experience...I did learn that there are campaigns around regulatory action emerging around ALL of these companies which have grown around the gamification and access to credit records. This insidious profiteering which dictates our access to basic services, in our daily lives, should either not exist at all (instead a centralised system where we have control of our data, not the other way around) or be heavily regulated. Going on the track record illustrated by privatisation of every other vital institution and service, its unsurprising that may see the former presenting the most obvious case.

2
Date of experience: Jul 27, 2025

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