Review Time
Here is what Float doesn't tell you upfront or on their website1. They take the reserve off you card every 21 days2. Somewhere between the 3rd and 4th payment, 2 reserves will go off your card in the same month. This means you will have to have double the reserve amount available on your credit card.3. The 2nd reserve taken off your card in the same month will be for the previous month's reserve amount, even though you may have paid your current installment - so they take off the 2nd reserve for an amount greater than your outstanding balance. This is not reflected in your payment schedule from float when you buy the item4. The reserve amounts can remain as unavailable funds on your account for 3 to 4 weeks and you don't have access to these funds on your card during this time. You need to have these funds available in your card and make sure you don't need to access them.I'm not sure why none of this is actually specified in their faq's or terms and conditions.I won't ever be using float again!
The actual experience was nothing short of magical. It was evident that Float takes great pride in delivering top-notch experiences, and they succeeded in exceeding my expectations. What truly sets Float.co.za apart, however, is their impeccable customer service. The team went above and beyond to ensure that all my needs were met, and their prompt responses to my queries made the whole process smooth and stress-free
They don't even deserve a star. I'm not happy at all. It happen that the first month the installment was as it is. Now they took all the money. I have to pay the interest because they have mislead me with their interest free payments. If I knew that this is nonsense I would have just payed cash.
Forget about filling forms and submitting documents; your VISA or MASTER credit card is all Float requires from you. Purchase process is very seamless and offers a sense of safety. Thanks Float…oh wait, the service experience over the telephone, the customer service guys are super great,I was assisted in seconds. Monthly payments goes off as agreed and communicated via email prior to the debit date. 💯🙌🏼
I love that there are various payment plan options. I love that trust is set from the get go, and I appreciate the fact that once my credit card and payment plan have been verified, I do not need to do anything additional. The debit orders are always on time and I like that there are reminders sent to me leading towards the date of the debit order.
"Effortless and Trustworthy"My initial experience with Float left a lasting impression of reliability and ease. Transitioning to Float for the first time, I found the service to be exceptionally reliable, offering an excellent and straightforward process. The hassle-free nature of using Float as a payment method was truly remarkable. Everything flowed seamlessly, making it a breeze to navigate.
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At Float, we believe in a world where credit works for shoppers and not against them.
Float offers shoppers a smarter way to pay with their credit card – by splitting big purchases in up to 24 bite-size, interest-free monthly payments. It’s all the perks of credit cards, but none of the cons. No extra credit, no applications, no credit checks – and no catch. Just shopping joy on their terms.
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