fordmoney.co.uk

3.2
3.2 Based on 41 reviews

We are a multi-award winning online savings provider, offering a range of fair and consistent savings products in the UK: each designed to help make your money go further. We’ve been managing money and providing lending via our finance subsidiary Ford ...

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Average Rating

3.2

/
5

41 Reviews

5 Star
46%
4 Star
5%
3 Star
7%
2 Star
5%
1 Star
37%

All Reviews

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Review Time

the_elemenalist
Two Years of Excellent Service

I've been a customer of a financial institution for two years and am very pleased with their offerings and competitive interest rates. The customer support team is efficient and friendly, and I rarely have to wait long when I call. Unlike some other providers, this institution allows same-day withdrawals and electronic transfers, which are crucial for my savings decisions. My only minor complaint is the oversized and sometimes irrelevant graphics on the website!

5
Date of experience: Jan 10, 2026
AK79
Very Slow Transfers

The transfer to a linked account is extremely slow, while the other direction is instant. Why is that?

3
Date of experience: Jan 05, 2026
Travis Carter
A Customer-Friendly Savings Provider

I've been a customer of a financial institution for two years now and I'm very satisfied with their products and competitive interest rates. When I call the customer service team, I don't have to wait long, and they're always efficient and friendly. Unlike some other providers, this institution offers same-day withdrawals and electronic ISA transfers, which are important to me when choosing a savings provider. My only complaint is the large and sometimes unnecessary graphics on the website!

5
Date of experience: Dec 22, 2025
Angela Powell
Keep It Simple

Opening an account could be simpler, with numbers coming from all directions and passcodes delivered in barely visible letters. However, once the account was set up, everything functioned correctly. Just like with older cars, if it's running well, don't mess with it. Please remember to keep it simple and avoid unnecessary changes to the app; it's working great as it is!

5
Date of experience: Nov 27, 2025
Katey Turner
Closed Accounts

The service has been terrible. They closed my daughter’s fixed accounts without any notice, resulting in a significant loss of interest. I approached an ombudsman, but they sided with the institution, which was disappointing. I have now closed all my accounts with them in frustration. Never again!

1
Date of experience: Nov 27, 2025
NC33
Confident Deposits and Returns

I've been using this financial institution for a couple of years, making new deposits throughout the year. They notify me in advance about maturing accounts, offering the choice to withdraw money or renew a product. I have complete confidence in this institution, though the updated app makes it tricky to view monthly interest payments. Aside from that, I have no hesitation in recommending them.

5
Date of experience: Nov 27, 2025
Louisa
Excellent Support

I needed help sorting out my accounts, and I was fortunate that a staff member handled my call. She went above and beyond to get me back on track. Thank you for all your guidance!

5
Date of experience: Nov 25, 2025
Israel
Completely Ineffective

The service has been completely ineffective. I transferred money to purchase a cash ISA, but it didn’t show up in my account. When I called for assistance, I was told that because I used my name instead of my account number, the money would simply be returned. I asked to speak to someone who could help me resolve this over the phone, but was denied. I decided to take my business elsewhere, which is no surprise given their poor reviews.

1
Date of experience: Nov 25, 2025
Automatic Rollovers

This institution automatically rolls over fixed-term savings into new ones, locking in your money again. If you don’t respond within 14 days, they won't return your funds.

1
Date of experience: Nov 20, 2025
Caroline Howard
Challenging Account Opening

The account opening process was the worst I've ever encountered. First, the app only works on the latest smartphones. Then, I received a letter with a pass number that was nearly impossible to read. Resetting the password requires yet another pass number. The whole experience is far too complicated.

1
Date of experience: Nov 04, 2025

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Business Details

  • We are a multi-award winning online savings provider, offering a range of fair and consistent savings products in the UK: each designed to help make your money go further.

    We’ve been managing money and providing lending via our finance subsidiary Ford Credit since 1963. And in 1997 Ford Credit obtained its UK banking license and became known as FCE Bank plc. This means that as Ford Money we are regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Your savings are also protected by the Financial Services Compensation Scheme (FSCS), so you have the reassurance of knowing that Ford Money is brought to you by an established name you already know - and more importantly can trust.

    To find out more about our savings products visit www.fordmoney.co.uk See more

  • email help@fordmoney.co.uk
  • call 03452661231
  • language https://fordmoney.co.uk

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