healthy-pets.co.uk

4.4
4.4 Based on 101 reviews

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet in...

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Average Rating

4.4

/
5

101 Reviews

5 Star
78%
4 Star
8%
3 Star
1%
2 Star
1%
1 Star
12%

All Reviews

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Review Time

Kes Sampson
I was with them and renewal came through much more expensive, so to get lower price I had to cancel

I was with them and renewal came through much more expensive, so to get lower price I had to cancel and take out another policy, they are not able to do this over the phone seems very backward. We should always get the best price on a renewal, and it should not be for new customers only!

2
Date of experience: Feb 21, 2026
Beverly Bock
At the most upsetting time after loosing a pet I was told I had to pay for the remainder of the year

At the most upsetting time after loosing a pet I was told I had to pay for the remainder of the year for the insureance as I paid by direst debit, this Company should not be in practice BEWARE and please read the small print, so upset as I had never in all the years being with them claimed, total scam.

1
Date of experience: Jan 28, 2026
Beverly Bock
At the most upsetting time after…

At the most upsetting time after loosing a pet I was told I had to pay for the remainder of the year for the insureance as I paid by direst debit, this Company should not be in practice BEWARE and please read the small print, so upset as I had never in all the years being with them claimed, total scam.

1
Date of experience: Jan 28, 2026
MartinF
Good cover at a fair price

Easy to navigate website, giving access to Pet Insurance cover that is appropriate to our needs at a fair price. All response from Healthy Pet Insurance are swift.

5
Date of experience: Jan 26, 2026
Andrea Tucker
I went with Healthy Pets last year for…

I went with Healthy Pets last year for my youngest cat, who will be 3 this year. The premium was the most competitive when I did price comparisons and the cover options were clearly explained, but do always read through each policy option before accepting to ensure you get the right cover. Unfortunately I did have to make a claim this month as my cat developed a blocked bladder very unexpectedly which required immediate intervention by our vets. I downloaded and printed off a claim form from the Healthy Pets website, filled in my parts and handed it over to my vets and aside from paying the £99 excess, that was all I was required to do and Healthy Pets settled less than two weeks later direct with my vets. I am hopeful that my premiums won't shoot up next renewal as some of the other reviews doesn't make it look promising and I hope they take note of their reviews and ensure they keep existing customers rather than forcing them to go elsewhere.

5
Date of experience: Jan 23, 2026
DONNA MCNEILL
Awful

Awful cancelled my direct debit for no reason. Sent me a letter I arranged for the direct debit to be reset. Again didn’t take the direct debit and cancelled my policy without any notification. I phoned realising no payments had been taken. Was told they “might” let me reinstate the policy but would let me know! 2 weeks later I have to phone again, as not heard from them. Was told if I paid £95 for arrears I could reinstate policy. Paid but asked for a complaint to be raised. 2 weeks later not heard anything except an acknowledgment saying they will contact me in 3 working days! (10 working days ago!). Also never sent a renewal so renewed a policy without any notification of cost etc. Had to phone again today, was told renewal documents were sent 2 weeks prior to the renewal (although technically I’d not paid the arrears at this point) so don’t think they bothered. Still trying to work out what happened regarding my complaint. 4/5 phone calls later and still none the wiser!!!Also don’t believe the response from the company they did NOT request any further information from me!! Another lie!

1
Date of experience: Jan 22, 2026
gordon linforth
listened well.addressed my concern.sorted

cannot knock the service to be honest .i was dealt with professionally and with courtesy cannot ask for more

5
Date of experience: Jan 19, 2026
Julie Leedham
Great cover great price!

Can’t recommend Healthy Pets Insurance enough! Purchased cover for both our cats with a great policy and incredible price. Very happy customer. Thank you!

5
Date of experience: Jan 18, 2026
Jeremy
Excellent experience

Purchased via Go Compare with absolute ease. All documents and payment confirmations received in 10 minutes so an excellent experience overall.

5
Date of experience: Jan 15, 2026
john stork
Where is my insurance policy

Where is my insurance policy

1
Date of experience: Jan 14, 2026

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Business Details

  • Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire

    Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family.

    Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices.

    Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow.

    Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.See more

  • email heretohelp@healthy-pets.co.uk
  • call 01730268592
  • language https://www.healthy-pets.co.uk

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