Review Time
Dreadful experience, fast loan but nightmare getting through website errors in order to repay, feels like you're forcing people to not have access to be able to force late payments. Sort it out. Several times I went to pay and said under maintenance, well it can't be every time now can it. Avoid if you cant deal with stress of not being able to access the site regularly.
I haven't been able to get a loan from them for 5 months now because I'm supposedly not eligible for a loan for some unknown reason. They're a joke. They give you a loan once and then they make up some unfounded nonsense. I don't recommend it. It's a scam.
Lots of people think of companies akin to Lendingstream like payday lenders and think as was the case years ago that using their facilities would double their debt and get them in more trouble, however this could not be further from the truth. If you use their services for a quick help out and pay them back within 14 days then they are absolutely wonderful and saves you (as in my case) the humbling experience of having to ask family. It is what it is, if you let the loan run for 6 months you will pay back two thirds or almost double what you lend, that’s their business. If you pay back in full as soon as you’re able they will remove all but the interest you’ve accrued over ‘X’ days and that for me is amazing. The first time I paid back the amount plus £40 the second was the amount plus £2 ! So use it to serve your purpose and your credit score will improve at the same time. I would ‘used in the right way’ recommend Lendingstream to anyone that finds themselves stuck for a few weeks or so, and you will receive the help you need within an hour. I’m a real person with real life problems the same as most people so don’t let the doomsayers put you off, in my honest opinion.
Today, I felt encouraged to share my thoughts, even though I thought I'd already submitted a review recently. The process was impressively quick and seamless, especially since they already had most of my information from my previous interactions. They helped me navigate a tough situation when I had two urgent payments to make. While the interest rates are on the higher side, they focus more on recent banking activity rather than just the credit score, so don’t hesitate to apply for funds! Excellent customer service, even if it was online.
My experience obtaining a loan was incredibly easy and straightforward. The service is truly accommodating for individuals with poor credit, and the application process was handled promptly, efficiently, and in a welcoming manner. I would definitely recommend them for anyone looking to navigate a tough financial situation, even though the interest rates are somewhat high.
The platform is impressive at first glance, offering an intuitive experience. They assist you effectively in entering your financial details swiftly, providing all necessary information before you commit to a loan, ensuring you understand your monthly payments. I was delighted to be approved for a loan, especially after holiday expenses and an unexpected cost; it has been a tremendous help. While the monthly payments might seem a bit steep, they are quite reasonable compared to many other options.
This lending service is the worst, with outrageously high interest rates! If you take out £100, by the end of the month, you owe £300! I strongly advise against using them; if you’re okay with repaying three times what you borrowed, then go ahead.
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Lending Stream is a direct lender offering short term loans. Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
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