Review Time
It's been 5 months since I started crowdlending. And for a month I tried Maclear. It's a crowdlending platform that offers projects with really interesting interest rates. In addition, you can very quickly transfer your funds to invest in a new project because instant transfers work perfectly from my bank to my Maclear account. I am very satisfied.
For almost eight months , there was just one review published , but since the 9th October there has been a real flud ! Do you guess why ? On that day Maclear approached investors with a new generous offer . I can prove everyrhing , if sombody has any doubts . Of course , now they will answer to me in order to appear nice in front of other people , but when I wrote to them on the 30th of January and 21st of March this year , they didn't bother to answer . I can bring proofs for this too .People submitting their riviews here are not being honest , when confirming they haven't received an incentive to write it .Shame on all of you ! Shame on Maclear and shame on Trustpilot , too !
I've been investing in Maclear for 10 months. During this period, one project has been repaid on time and I've received the interests without delays. The number of projects is increasing with new oportunities and interests are high compared to other more experienced platforms.
I had been an early adopter on the Maclear plattform and had been rewarded a little bonus of €15.- from Maclear for sharing my experience on social media about a year ago. At that time I rated Maclear 4 out of 5 stars due to the withdrawal fee that had been charged at that time. I have invested a significant amount of money in various projects since then and never encountered any problems. Maclear canceled the witdrawal fee shortly after my first review, so my rating after one year as an investor increases from 4 to 5 stars - I did not receive any payments or other advantages whtasoever from Maclear for this review!!
Interest rates about 14-15%, and no pending payments. The deposit process is usually slow (up to 5 days), at least for me, I transfer my money from a Revolut account. Good information about the projects. There is a provision fund to cover the possible delays in the projects, which I find quite interesting
Maclear has soon become my primary investing platform, because it is so easy to invest, and so rewarding. I get so happy when I see the monthly returns :-) The platform looks really nice and it is very comprehensive and easy to use. The Maclear team is always ready to help, they usually answer within 24 hours. The interest rates are great and they have really nice offers and incentives for you to boost the returns. In short: I just love investing with Maclear and you will love it too!
I registered some months ago and I have been investing since then. Positive aspects:-The registration is straightforward and fast: no issues;- User-friendly platform; it's clean and easy to access and use; the information is quite complete and exhaustive;- Access to site and personal account is securized by 2 FA;- High interest rates on a monthly basis;-Possibility of diversifying investments in different companies and fields from construction to production, wholesale, manufacture, transportation, logistics, services and more.-Secondary market for a quickier exit if necessary.Aspects to improve:- No app for mobiles;- A greater geographical diversification would be more useful; now only companies from the Baltics and from Bulgaria are available;- Days may pass from the time you put your money in a project and the time the financing is actually completed and the project is funded.In summary I can say I am overall happy and satisfied with my investments with Maclear.
So far, my experience with Maclear has been great. Their platforms are user-friendly, projects are always open for funding, and the interest rates are really interesting. One thing that could be improved would be to enable receiving instant SEPA wire transfers; as for now, it takes 1-2 days for the money to be credited.
So far, so good. Interests and number of loan offers are good. You can easily build a differentiated portfolio across different countries, risk classes and business segments. We will see how the young platform and my portfolio will develop in the coming years.
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