neptuneflood.com

4.2
4.2 Based on 164 reviews

Neptune Flood is the largest private flood insurance company in the United States, with an entirely digital quote and bind process. Neptune offers residential, commercial, and RCBAP products in a 2-minute quote to bind process with greater coverage limits...

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Average Rating

4.2

/
5

164 Reviews

5 Star
73%
4 Star
5%
3 Star
5%
2 Star
4%
1 Star
13%

All Reviews

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Review Time

Suliminal n
Nicole was absolutely stellar!

Nicole was absolutely stellar!! Not only was she super pleasant, she was informative and resolved my issue within minutes!! Great employee to represent Neptune

5
Date of experience: Nov 05, 2025
Dan Curl
Kyle Folland was my Neptune…

Kyle Folland was my Neptune Representative & he was excellent ! He guided me through the whole process & he helped me cancel one of my policies because I actually double booked so I had 2 flood policies & he helped me & he initiated my refund on the canceled one since I had paid twice !

5
Date of experience: Sep 19, 2025
Flood insurance is an optional product…

Flood insurance is an optional product for my location. I tried Neptune Flood and decided not to renew. The company has renewed the policy without payment and will not stop baggering me for payment, citing that it's "the law" and policy. I informed both my agent and Neptune Flood that I would not be renewing. The company states they will cancel the policy (that I did not sign for) after 30 days of "non payment". I don't appreciate being labeled as "non payment" and have a feeling others with outstanding credit histories would feel the same. If I ever need Flood insurance again, this treatment will definately affect who I decide to chose and hopefully help others be informed as well.

1
Date of experience: Aug 03, 2025
Ray Barnes
Fast Online Service

I was able to get my flood insurance done in a brief website visit. my coverage is great. recommended

5
Date of experience: Jul 20, 2025
Hedworth Hughes
STAY CLEAR!!

Biggest scam of insurance companies out there. I would stay clear of this company . When they cancel you policy and hold your money not wanting to give it back to you. Bunch of crooks of an insurance company

1
Date of experience: Jul 08, 2025
Hank Long
I contacted the company due to a double…

I contacted the company due to a double payment for my flood insurance. Conner Gleason responded and after his research confirmed the double payment and told me I would receive the refund in 30 days. I received it in less than 2 weeks. I appreciate the quick response.

5
Date of experience: Jul 07, 2025
_ItzbebebCZ_
My success representative

My service representative, Nadia Vera, was knowledgeable and helpful!

5
Date of experience: Jul 02, 2025
All my neighbors around me pay less…

All my neighbors around me pay less than I do by a couple of hundred dollars all different companies , Allstate, Gambale, to name a few.

3
Date of experience: Jun 28, 2025
VB22
This company is a ripoff

This company is a ripoff. They cancel your policy cause the don't ask all the appropriate questions and you have to tell them they missed something during application. Your honest with them and then they cancel cause they messed up and won't give you your money back. I have called a numerous of times and they keep saying it should not be much longer

1
Date of experience: Jun 26, 2025
Beresford
Fast, friendly, and helpful

I called in and received the exact answers I needed, to questions I invested some time in trying to resolve on my own. Eddie was very friendly and knowledgable! Thanks again

5
Date of experience: Jun 20, 2025

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Business Details

  • Neptune Flood is the largest private flood insurance company in the United States, with an entirely digital quote and bind process. Neptune offers residential, commercial, and RCBAP products in a 2-minute quote to bind process with greater coverage limits and additional optional coverages. Flood insurance products are available in 49 states and Washington D.C.

    Neptune also offers Jumpstart parametric earthquake insurance in California, Oregon, and Washington for both residential and business customers.

    Neptune Flood specializes in providing flood insurance solutions for residential and commercial properties. By leveraging advanced technology, data analytics, and user-friendly online tools, Neptune Flood offers consumers and businesses a fast and efficient way to obtain flood insurance policies tailored to their needs. The company aims to simplify the insurance-buying process while offering competitive rates and comprehensive coverage options. Neptune Flood is backed by top-rated insurance carriers, ensuring that their customers receive reliable financial protection in the event of a flood. Their dedication to superior customer service, along with their cutting-edge approach to flood insurance, makes Neptune Flood a trusted and pioneering force in the industry.See more

  • email support@neptuneflood.com
  • call 7272024815
  • language https://neptuneflood.com

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