netpayadvance.com

4.5
4.5 Based on 167 reviews

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Average Rating

4.5

/
5

167 Reviews

5 Star
81%
4 Star
7%
3 Star
2%
2 Star
0%
1 Star
11%

All Reviews

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Review Time

Hope Barnes
Application for a small loan led to confusion

I applied for a small loan... they didn't ask for any banking information, claimed I was approved, and then it indicated the funds were sent to a bank account I haven't used in over 5 years. Where did you obtain this information? I never provided it! I called and was told to wait. WAIT??? You show that I received a loan and have a payment due! REALLY, YOU DON'T ANSWER EMAILS AND NOBODY ON THE PHONE CAN ASSIST!!! TOMORROW, I HAVE AN APPOINTMENT WITH A LAWYER SINCE YOU CAN'T RESOLVE THIS!

1
Date of experience: Jan 04, 2026
John S
Don’t use these people

Don’t use these people. They will sell your information and you will get non-stop emails and texts from other loan companies. I have received 5 texts from other companies since midnight to 5am.

1
Date of experience: Sep 26, 2025
Lorena Carter
Only instant funding payday lender for bad credit

They were the only online payday lender I could find offering instant funding after super quick approval (got the money within 15 minutes at like nearly midnight), and on future loans they even let me get it funded to a different debit card than the one I am making payments from and get direct deposits to. Definitely a lifesaver for someone needing emergency $ despite super bad credit score!

5
Date of experience: Jul 11, 2025
RA83
How? Please tell me how these robbers, NPA, got 4.4 stars. That's a big effing lie!!! Can't trust Tr

Which customers rate these armed robbers with high satisfaction? That is a bold faced lie right there. And if we can't trust Trustpilot, who can you trust... I bet they remove mostly negative reviews and leave some subpar algorithms here to skew the results.Well, long story short, DO NOT WASTE YOUR TIME with these thieves. How this company's tactics is not classified as usury or better still, highway robbery with a pen, I would never understand. All I know is that our own government allow companies like this stupid net pay advance inc. to steal from us and trustpilot for them to hide under.NPA robbers, you can prove me wrong if you can... or how else would anyone classify paying over $1,200 as penalties, interests, Cab fees, or whatever you want to disguise your predatory lending practices on already financially strapped and desperate people as? Eyin people yi o ma beru Olorun o.You have no fear God in you at all, cos how fair does that sound to you if this is done to your own children and generations to come? And God will punish all of you severely so, of that I am sure. People like you, when in your old age, and you start having unknown diseases with no cure, you will be saying you have been helping people, why is God afflicting you so? Remember then that it is not God doing anything to you, but Karma! What this company and companies like this are doing, may they all get appropriate comeuppance from God, mark my words. And that goes for everyone of y'all, who owns any part of this wretched mess, or who works here. Awon ole gbogbo!!!!You better not call my phone number or send me any more stupid emails okay? Or else I will sue you for harassment. You have been put on notice!!!!!

1
Date of experience: Jun 25, 2025
Alexandra Clark
Fraud alert Seems really sketchy fraud alert

Fraud alert 🤬 They TRIED TO SEND MONEY TO AN ACCOUNT I HAVE NO CLUE WHERE THEY GOT. THE MONEY WAS RETURNED TO THEM THE VERY NEXT DAY. BECAUSE THE ACCOUNT WAS NOT ACTIVE, HOWEVER, THE LOAN IS STILL SHOWING ACTIVE AND ACCRUING INTEREST FOR MONEY I NEVER GOT.

1
Date of experience: Jun 23, 2025
Ruth C.
These guys are nothing more than "LOAN…

These guys are nothing more than "LOAN SHARKS"!! Over $1000 payback for a measly $400 loan in 6 months!! Do not waste your time or money on these guys!!!!!!!!!!!!!!!

1
Date of experience: Apr 23, 2025
Janelle Wright
FRAUD ALERT- I DON'T HAVE AN ACCOUNT…

FRAUD ALERT- I DON'T HAVE AN ACCOUNT WITH YOU. WTF

1
Date of experience: Mar 24, 2025
Erin
I had great customs service experience…

I had great customs service experience his name was Robert He was outstanding customer service and friendly and professional attitudes. He made my day....thank you for your quick response!!!

5
Date of experience: Jan 10, 2025
Sara Cole
Adiss ababa

4
Date of experience: Jan 07, 2025
Naila Barnes
NPA REFUSING PAYMENT TO CHARGE MASSIVE INTEREST!!!!!!!!!!

Got the loan, nowhere near the amount requested, less than a fifth of the amount needed. UNABLE TO REPAY DUE TO NETPAY ADVANCE refusing to allow me to update my account information, NPA repeatedly harassing me by calling, texting and emailing demands for payments yet they refuse to allow me to actually pay! And yet, even though NPA refuses to ALLOW ME TO PAY, interest is still accruing, they've reported delinquency to the credit bureaus and are both still harassing me AND STILL REFUSING TO ALLOW ME TO PAY for months now. I have repeatedly attempted contact, repeatedly attempted to update my account information to an account that actually exists! Yes, that's right, NPA has refused for abt 5 months to allow me to update my information to PAY THE LOAN! Extra charging me interest while refusing payments sounds really reputable, doesn't it?

1
Date of experience: Dec 08, 2024

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