opploans.com

4.5
4.5 Based on 220 reviews

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer exp...

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Average Rating

4.5

/
5

220 Reviews

5 Star
77%
4 Star
11%
3 Star
4%
2 Star
0%
1 Star
8%

All Reviews

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Review Time

Karen Cooper
When I had an unexpected financial situation, I was at first hesitant to use OppsLoans due to the hi

When I had an unexpected financial situation, I was at first hesitant to use OppsLoans due to the high interest rates. I took a chance and have not regretted it. Because I paid off my initial loan early, the interest fees were less painful because there is no pre-payment penalty and second loan application was much quicker and easily approved. Customer service is always helpful and polite. Would recommend to anyone for a short-term loan.

5
Date of experience: Jan 26, 2026
Willow Cooper
Fantastic experience with the lending service!

I truly enjoyed my experience with the lending service. The loan process was straightforward, and the approval was prompt. I would definitely recommend them to anyone seeking a fast loan.

5
Date of experience: Jan 01, 2026
Adele C.
Extremely disappointing experience.

Extremely disappointing experience. They collected all my information and then let my application expire. I waited an entire week for a response, and when I followed up, they informed me that my application had expired. They expected me to provide my information once more. This is not a reliable service at all.

1
Date of experience: Dec 16, 2025
Ethelreda Coleman
Appreciate the quick assistance for a short-term loan

I appreciate the quick assistance for a small, short-term loan that I needed while I was out sick with a few bills. The terms and payments are reasonable compared to other lending options. Thank you so much to the service! I will definitely recommend you!

5
Date of experience: Dec 01, 2025
Randy Wesley
I wasn’t expecting to be approved due…

I wasn’t expecting to be approved due to my credit score thanks for giving me a chance to establish myself with some credit once I make these payments because I definitely needed a loan

5
Date of experience: Nov 10, 2025
None
I deferred one payment now can’t…

I deferred one payment now can’t refinance don’t recommend

1
Date of experience: Nov 10, 2025
Bob Malley
The paper work was the easy part now I…

The paper work was the easy part now I was told my money would be deposited today and I still haven’t received it yet.

4
Date of experience: Nov 09, 2025
Luis G
Was so difficult to get loan

Was so difficult to get loan , I apply to many times , finally I ge it , but is not was easy!!

3
Date of experience: Nov 08, 2025
Rhonda Lockhart
Process to apply was easy and…

Process to apply was easy and efficient. Funds deposited immediately.

5
Date of experience: Nov 07, 2025
Felix Matos
Really easy set up

Really easy set up

5
Date of experience: Nov 07, 2025

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Business Details

  • OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.See more

  • email info@opploans.com
  • call 8009909130
  • language https://www.opploans.com/

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