protectivity.com

4.8
4.8 Based on 101 reviews

...

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Average Rating

4.8

/
5

101 Reviews

5 Star
88%
4 Star
7%
3 Star
1%
2 Star
1%
1 Star
3%

All Reviews

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Review Time

Pat Harper
I wanted to renew my policy early as I would be away when it autorenewed, and as the card I thought

I wanted to renew my policy early as I would be away when it autorenewed, and as the card I thought I'd used had been stolen and cancelled, I knew there was a chance that it wouldn't work. So all I wanted to do was a)find out if I had indeed used that card, and then b)replace it before autorenewal.

Nowhere on the online account can I do either of those things so I had to call Customer Services (and listen to the interminable recorded message which had no relevance to my queation whatsoever). Customer Service was helpful (I thought) and confirmed I had used the card that had been cancelled. He said they'd send another email for me to renew - but that email simply took me back to the same screen I'd seen before, with nowhere to pay. Eventually, after trying a few things, I discovered I had to cancel my autorenew before i could pay with a new card. How useful would that piece of informatiopn have been? - and saved me a great deal of time and irritation.

I wanted to pay the annual amount - but that wasn't an option. I HAD to pay a deposit (remember this was a renewal, and therefore not due, for another month) and then pay 10 instalments across the coming year. Who knows when those payments will start? My current policy will run out March 23rd so they shouldn't start until after that date - but as I've already had to pay the deposit - early - I wouldn't be surprised if they start early too.

Whay on earth can a policy holder not find out this sort of information online on their account, and then pay the way they want to? And why did customer services not know/tell me about cancelling the autorenew?

Protectivity are making what should be a very straightforward task unnecessarily long-winded, inefficient and very irritating. I dread to think what it would be like trying to make a claim.

1
Date of experience: Mar 02, 2026
Mo Ibrahim
Excellent service and quick replies

Excellent service and quick replies. I had an admin issue but the team including Eloise, Josh & Hollie were excellent in resolving super quickly to make sure the insurance was all set up ahead of time. Thank you team!

5
Date of experience: Mar 02, 2026
Amanda C
I've been with Protectivity about five…

I've been with Protectivity about five years, always great customer service and support when needed and good on price for our business insurance.

5
Date of experience: Mar 02, 2026
Joanne Halfpenny
Great product and price been a customer…

Great product and price been a customer for 4 years and can't beat the customer service.

5
Date of experience: Mar 02, 2026
Glen Lumsden
Protectively insurance

Protectively is a good thing to have, even for people like myself, at the most holding a couple of craft stalls, in a year, Protectively insurance gives that little peace of mind, when saleing to the members of public.

5
Date of experience: Mar 02, 2026
Jill F
Simple, easy to understand

To date I haven't needed to claim on my insurance policy and hope I never have to.Protectivity Insurance make sure I am aware of when my policy is due to be renewed which is a comfort to me. The policy is explained clearly so I can understand what I am insured for and how much I will have to pay and if there is an increase on last years premium. Payment methods are quick and simple. Good simple straight ford transaction.

5
Date of experience: Mar 01, 2026
Phil Trouteaud
Great quote for renewal

Great quote for renewal and changing bank account was a breeze

5
Date of experience: Feb 27, 2026
Martin
Good service

5
Date of experience: Feb 27, 2026
Amy Hackworth
Really easy to complete the insurance…

Really easy to complete the insurance cover online. The customer service over the phone was really good too and they answered all queries I had in a professional manner

5
Date of experience: Feb 26, 2026
Pat Harper
Why is it so difficult to find out/change method of payment?

I wanted to renew my policy early as I would be away when it autorenewed, and as the card I thought I'd used had been stolen and cancelled, I knew there was a chance that it wouldn't work. So all I wanted to do was a)find out if I had indeed used that card, and then b)replace it before autorenewal. Nowhere on the online account can I do either of those things so I had to call Customer Services (and listen to the interminable recorded message which had no relevance to my queation whatsoever). Customer Service was helpful (I thought) and confirmed I had used the card that had been cancelled. He said they'd send another email for me to renew - but that email simply took me back to the same screen I'd seen before, with nowhere to pay. Eventually, after trying a few things, I discovered I had to cancel my autorenew before i could pay with a new card. How useful would that piece of informatiopn have been? - and saved me a great deal of time and irritation.I wanted to pay the annual amount - but that wasn't an option. I HAD to pay a deposit (remember this was a renewal, and therefore not due, for another month) and then pay 10 instalments across the coming year. Who knows when those payments will start? My current policy will run out March 23rd so they shouldn't start until after that date - but as I've already had to pay the deposit - early - I wouldn't be surprised if they start early too.Whay on earth can a policy holder not find out this sort of information online on their account, and then pay the way they want to? And why did customer services not know/tell me about cancelling the autorenew? Protectivity are making what should be a very straightforward task unnecessarily long-winded, inefficient and very irritating. I dread to think what it would be like trying to make a claim.

1
Date of experience: Feb 26, 2026

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