Name: scratchpay.com
Telephone: 8557272395
Rating: 4.4

Shelley Fiveash-Rodgers Guest

I appreciate the loan for my Rottie pup that contracted parvovirus. If not for the animal hospital b

I appreciate the loan for my Rottie pup that contracted parvovirus. If not for the animal hospital being able to get fluids in her and treating her early she wouldn’t have made it! Not expecting to have to take her in on a Sunday night and no money until payday, Scratch was truly a life saver! Thank you so very much for your help!

Date of experience: Mar 01, 2026

Barbara Perez Guest

4 days ago

This service has been so helpful in a time of financial struggle. We were able to get our precious d

This service has been so helpful in a time of financial struggle. We were able to get our precious dog urgent and wonderful care without feeling the added strain of needing to pay out of pocket what we didn't have. Scratch pay made the payments very easy to pay with a very good system that is not complicated. Once when I needed to call for technical help, the agent was very helpful and resolved the issue the first time I called. I would highly recommend them. I LOVE the 6 month pay off option to avoid paying interest. Thank you so much for everything!

Date of experience: Feb 26, 2026

Heidi Mullen Guest

3 weeks ago

This was a great way to pay for dental work for my dog Ranger. Worked well with my vet and was easy

This was a great way to pay for dental work for my dog Ranger. Worked well with my vet and was easy to make payments. I was able to pay it off within 6 months.

Date of experience: Feb 03, 2026

JB Guest

2 months ago

A true lifesaver for my pet's health.

This service has been a lifesaver for me. They have come through for me multiple times, providing peace of mind knowing that my cherished pet can receive the care needed to recover and return home, without the burden of overwhelming bills. I'm thankful for all the support I've received from the service and the veterinarians who accept it.

Date of experience: Dec 30, 2025

Silvia Guest

4 months ago

This awful!

This awful!! Don't give you a payment plan they force you to pay regardlessOf your situation. I paidOff the account then laterOn I owed them

Date of experience: Oct 24, 2025

Linda Armijo Guest

4 months ago

ScratchPay was connected to my vet!

ScratchPay was connected to my vet, so it was incredibly easy to get my bill paid! No card number to jot down; the payment was taken by the vet directly and then added to my payment plan. I also like that they gave me the approval based on yearly gross income, which is easy to remember from the last tax year, instead of monthly income which can fluctuate. I will use this credit line if for some reason (I hope not) need extra cash to pay for emergencies.

Date of experience: Oct 21, 2025

Cecilia Castillo Guest

4 months ago

Great services

Date of experience: Oct 21, 2025

Kayleigh Guest

4 months ago

Scratchpay swooped in like a hero in my…

Scratchpay swooped in like a hero in my time of need when I was desperately trying to get my Neo the best immediate care. Thank you for being there when I needed the money to try to save my best furry friend’s life. Godspeed Neo, I love and miss you so much. You were the best cat ever, my little guardian angel - thank you for choosing me to take care of you.

Date of experience: Oct 21, 2025

Kay Guest

4 months ago

Scratch Pay is easy and helpful!

Scratch Pay is easy to use, and has made in huge difference in getting treatment for my dog who has seizure disorder. It also helps me budget maintenance care for my 4 cats. It's easy to see where my payments are on the app.