smarterfinanceusa.com

5
5 Based on 120 reviews

Smarter Finance USA is your source for equipment financing and small business loans....

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Average Rating

5

/
5

120 Reviews

5 Star
99%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
1%

All Reviews

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Review Time

Shannon
Time

Everything was completed in a timely manner

5
Date of experience: Sep 19, 2025
Saul
Charlie Daniel was incredible at…

Charlie Daniel was incredible at answering all my questions and providing advice. He invested time in his work and researching the best deals. He provided everything needed to finance the equipment in a timely manner. Overall, the financing process with Charlie was seamless and well executed. Highly recommended!

5
Date of experience: Sep 19, 2025
Victor Reynoso
100% recommend

Kevin O’ Boyle was great help and very responsible with his work. Very quick to respond and would 100% recommend getting your truck financed by him!

5
Date of experience: Sep 16, 2025
Jared Newport
Charles was very attentive and let me…

Charles was very attentive and let me know how the process progressed. Highly recommend!!

5
Date of experience: Sep 15, 2025
Randall Woodard
Working with CharlesD was my very first…

Working with CharlesD was my very first commercial purchase! Charles was just a great person to work with! I mean seriously, the man is good at what he does! I can't find one area that he needs to improve in! My overall experience with SmarterFinanceUSA was remarkable! I look forward to paying off this loan and coming back to purchase more trucks! To the Smarter Finance Family, Uplyft Dump Truck Services LLC, appreciates you! Sincerely, Randall Woodard.

5
Date of experience: Sep 05, 2025
Gina Bieler
Kevin O’Boyle is excellent

Kevin O’Boyle is excellent! I’ve used him for my own heavy equipment loan, and referred him to a lot of friends, and he’s closed our loans quickly, and headache free! He always answers his phone and gives you a straight answer, and that is becoming less common these days, so I appreciate him and will continue to use and refer him for all my heavy equipment loan needs!

5
Date of experience: Aug 29, 2025
Stephen W
Company financing

This company is very quick and efficient had my company financing and equipment able to pick up in a very short time fastest and easiest company I every use would highly recommend very professional

5
Date of experience: Aug 28, 2025
Gladys Thumbi
Great Communication

Working with Charlie was great. He provided clear advice, and the entire financing process was smooth.

5
Date of experience: Aug 26, 2025
Michael Zachman
It was a fast and painless process for…

It was a fast and painless process for us to finance a much needed machine.

5
Date of experience: Aug 22, 2025
Ana Cruz
Excellent customer service!

My first impression of their customer service was excellent. Charles Daniel, the representative I spoke with, demonstrated a thorough understanding of the loan application process and explained everything clearly. He took the time to find the finance company that best suited my business’s requirements. Overall, the process was smooth, straightforward, and fast!

5
Date of experience: Aug 14, 2025

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