spfunding.co

4.7
4.7 Based on 40 reviews

We offer our clients a 'Done For You' Credit Repair and 0% Business Funding solutions in 30-60 days!...

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Average Rating

4.7

/
5

40 Reviews

5 Star
93%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
8%

All Reviews

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Luke
Thumbs up!

Shout out to AJ. I reached out to SP Funding & Credit Repair for help with repairing my credit and he was very honest and upfront with me during our consultation. After review of my credit report, he told me it was primarily my credit usage that was hurting my score and he suggested that I put my money towards paying off the credit cards instead of paying him for the services as that would be more beneficial in MY situation. I was an opportunity of an easy grab of money. But AJ was honest and I respect that. Thank you and yes I would recommend these guys on that alone! That’s not easy to come by nowadays.

5
Date of experience: Oct 03, 2025
alayne ferreira
Amazing job

Going to start off saying I couldn’t be more happier with steve and his company. February 2025 I believe in his work and I hire him to fix my credit. His team, Lenny and Sam thana was always helpful. Wedispute more than 15 accounts and now in mid August after nearly 6 months my credit went from poor to 775. Thank you steve, I’ll recommend you to anyone that needs help.

5
Date of experience: Aug 19, 2025
Wilfred Ross
Don't recommend I got no results after paying them $1200

Spent $1200 and got zero results if anything my credit got worse and I'm almost 6 months in smh. Is what it is I tried it not sure how everyone else got such good results because I sure didn't highly disappointed

1
Date of experience: Jul 14, 2025
KB62
I came on board with Steve looking for…

I came on board with Steve looking for funding, despite my lack of credit profile his team managed to get me funding and was able to use most of what I needed. Even though the bank pulled some BS on us it was out of their hands I give 5 stars

5
Date of experience: Jul 06, 2025
I contacted Steve and inquired about…

I contacted Steve and inquired about business funding. He had his vp aj contact me. During our video call I thought aj was professional and cool. However he told me there was two ways they could get paid either some upfront or after funding a percentage. 8 to 9% to be exact. A couple days later he gets back to me and says my credit profile isn't good and they would need money upfront. I have a 700 credit score, 100% on time payments and only one late payment. He was rude and kept sending me voice messages while I was working Even though I told him I would get back with him later. He told me they don't need the business and don't want to risk if I don't pay upfront. So the backend percentage was a lie? Be careful with these funding and credit repair business. I have already been ripped off by two similar companies that do credit repair, funding.

1
Date of experience: May 09, 2025
Rafe Smith
My personal experience with SP funding

I inquired in how to keep my credit score high while dealing with financial hardships. SP funding was profesional, confidencial and understanding with what I was struggling with. They reviewed my situation with one on one consultation and carefully assessed then best plan to move forward. I couldn’t be any happier and thankful for their support and encouragement to build a stronger financial future. I highly recommend their services.

5
Date of experience: Nov 15, 2024
Erastus Barnes
This company is a scam and does illegal…

This company is a scam and does illegal tactics such as use the identity theft tactics wich is totally illegal. They never repaired my credit and made it worse than before. They are a big scam and don't deliver on their promises, they just take your hard earned money and don't do anything to fix your credit as advertised. I rate them a -100 Steve Park is a total scam artist

1
Date of experience: Oct 15, 2024
Charly B.
Thank you SP funding for excellent service!

Steve and his team are amazing! They started my credit repair on August 12th and September 30, I was able to approved on brand new Tesla for $0 month down and low interest $2.490 APR! So about month and half later my credit score boost up to 735!! Thank you for getting my life better! They are the really deal and I already refer my friends. I highly recommend them. Aj walked me through the process and he was very professional. I’m going to do funding next and I’m super excited! If you have a bad credit you most definitely contact Steve and Aj! Thank you guys!!

5
Date of experience: Oct 03, 2024
Marta Anderson
I would not have been able to qualify…

I would not have been able to qualify for my apartment and would be stuck with bad credit if it wasn’t for Steve. Now I have a corner apartment with the big windows and a lot of sunlight and my girl is very happy lol

5
Date of experience: Sep 10, 2024
Hudson
Steve and His team we top tier on…

Steve and His team we top tier on cleaning credit and assisting for funding! Great team and works quickly!

5
Date of experience: Aug 30, 2024

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