Review Time
I cannot recommend Joe Joyce at The Mortgage Bubble enough. The process of purchasing a new home as a first time buyer was extremely nerve-wracking but every time I spoke with Joe, he put my mind at ease by answering all my questions and explaining the next steps clearly. My sister and her partner also decided to use The Mortgage Bubble following my recommendation and I would not hesitate to recommend Joe to anyone else who is looking for a thorough and friendly mortgage broker. I look forward to using The Mortgage Bubble again in the future.
We really couldn’t have asked for a better mortgage broker than Joe.As first-time buyers, the whole process initially felt overwhelming — but Joe was incredibly supportive, patient and knowledgeable from day one. He took the time to explain everything clearly, answered every question (no matter how basic), and made sure we felt confident at every stage.Over the five months it took to secure and complete on our property, Joe continually monitored the market and managed to improve our mortgage rate five times. That level of proactive service really made a difference and showed how invested he was in getting us the best possible outcome.He also supported us with life and health insurance advice, ensuring we were properly protected without any pressure — just clear, sensible guidance.Meeting in person twice was a really nice personal touch and reinforced that we weren’t just another file. Communication throughout was excellent — friendly, professional and always responsive.Joe secured the property for us on strong terms, guided us through the entire process, and was consistently calm and reassuring when things became stressful.We would confidently recommend Joe to anyone — especially first-time buyers. Knowledgeable, proactive, supportive, and all-round just a great guy to work with.
Joe is fantastic, wouldn’t use anyone else! He makes the whole experience from start to end so easy, he’s professional but really personable and no question is too big or small. His customer service is fantastic, you will definitely be in safe hands. Have used Joe twice for both houses we have bought and should we move again we’ll be back in contact. Thank you!!
Joe & the mortgage bubble team are the best mortgage brokers/Financial advisors in the country. I am saying that because there was a time I called all Financial advisors in the South East area but they were not able to match the deal Joe offered me. Mortgage bubble team are always professional, helpful, honest, empathetic, caring and respond promptly. Joe is perspicuous teacher, elucidator, and subject matter expert on anything related to mortgages and life insurance. I have known him for over 9 years. All of my family members and friends use mortgage bubble services. If you want the best rate and advice regarding mortgages you know who to call "Mortgage bubble!". I wrote this review only to help save people time by not calling other Financial advisors who can't beat the best.
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Award-Winning mortgage advice available for first time buyers, current home owners and property investors.
With access to over 50 lenders, thousands of mortgage products.
The Mortgage Bubble is a trading name of TMB Finance Ltd, who is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 04-02-2026.See more