Review Time
Caution: Stay away from this service! I purchased a VIP account to enhance my credit reports in December 2024, but they failed to add any accounts. A year later, there was still no reporting. In December 2025, they tried to charge my card $999 right before Christmas. It's astonishing how they repeatedly attempted to charge my card on Christmas Eve and Christmas Day! This service is unreliable; they will take your money without fulfilling their promises.
Beware of this service! I purchased a VIP account to improve my credit reports in December 2024, but they never added any accounts. A year later, there was still no reporting, and in December 2025, they attempted to charge my card $999 right before Christmas. It's outrageous that they repeatedly tried to charge my card on Christmas Eve and Christmas Day! Avoid this service; they will take your money without delivering the promised accounts.
This service keeps trying to charge my card. I filed a dispute with my card issuer and won. Yet, exactly a year later, they attempted to charge my card again for $979.99. I had to dispute the charge and cancel my card. This has been very frustrating and has cost me a lot of time updating my creditors.
What do I think of this app? I think it's fantastic, especially with how it reports bills to credit reports and allows you to dispute items you believe shouldn't be there. I appreciate the ability to build credit through this app. It seems to offer a wide range of features.
I signed up for a starter plan that promised a $1,000 credit line without a hard credit pull. After payment, I learned this benefit is only for VIP members who pay over $100 a month. This is misleading advertising. The information on the pricing page and emails is inconsistent, and customer support only tries to upsell instead of addressing my concerns. I canceled and requested a refund. Proceed with caution before signing up.
This review pertains to the app... Many features are clear and easy to find, making it straightforward and relatively user-friendly. I haven't explored all the offers in detail yet, but from what I've seen, it appears to be a helpful tool for those needing assistance.
This service has significantly improved my credit journey. The setup process was quick and easy, and I started seeing results sooner than expected. Their team was supportive whenever I had questions, and I would certainly recommend them to anyone looking to enhance their credit.
I am receiving daily spam emails. I unsubscribed and sent multiple warnings (since I never signed up for this) to stop these activities, but I have yet to receive a response or confirmation of my removal from their list. I will be contacting their domain hosting company to have them blacklisted.
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