universal-credit.com

4.7
4.7 Based on 141 reviews

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to...

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Average Rating

4.7

/
5

141 Reviews

5 Star
87%
4 Star
6%
3 Star
2%
2 Star
1%
1 Star
4%

Filtered Reviews

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Review Time

Archer Resch
Applying was easy—just a few minutes

Applying was easy—just a few minutes. They got back to me quickly for extra documents, I sent them, and was approved the next day. The money was deposited in a few days, just like they said. Very smooth process.

5
Date of experience: Nov 05, 2025
william purvis
The process was quick and easy.

5
Date of experience: Oct 27, 2025
Preston Minter
I am Having Trouble

I am Having Trouble! getting information concerning my account.When I first tried to Register my account (card) is when the Trouble(s) began: 1). I was told my Information was Incorrect! After speaking with (3) different individuals, I was told the program was Solved and I would be receiving another. (STILL NO CARD).Ding the Second call, I was told the errors ---on your end were Corrected. I was able to log into my account for for my Balance, BUT! the information did Not match the statement with my app.Do I accept the app, or the Statement? What is my Current Balace? What is my Due Date? Was a New card sent to me?Thank You!Preston Minter

3
Date of experience: Oct 25, 2025
Maria B.
It was a seamless process

It was a seamless process. Thank you!

5
Date of experience: Oct 24, 2025
Mohamad Hamouche
It was a very pleasant experience

It was a very pleasant experience. A short simple application with a quick response.

5
Date of experience: Oct 21, 2025
Learna Scruggs
My credit score is too low but upgrade…

My credit score is too low but upgrade it’s big help and its easy to apply 3 days only I got my money its really big help and they pay most of my debt

4
Date of experience: Oct 21, 2025
Truc Nguyen
Excellent !

5
Date of experience: Oct 20, 2025
Tony
Fantastic the process was easy never spoke with a human simple approved money Sent to my account

Fantastic it

5
Date of experience: Oct 18, 2025
Ronnie Peters
The information to proceed with the…

The information to proceed with the process was clear. It was somewhat uncertain who was providing the funding.

5
Date of experience: Oct 17, 2025
Sean Coburn
The agents were very helpful and…

The agents were very helpful and knowledgeable, without being the pushy car sales person,also like the free credit app that comes with it

5
Date of experience: Oct 16, 2025

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Business Details

  • Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.See more

  • email support@universal-credit.com
  • call 8774189765
  • language https://www.universal-credit.com/

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