universal-credit.com

4.7
4.7 Based on 141 reviews

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to...

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Average Rating

4.7

/
5

141 Reviews

5 Star
87%
4 Star
6%
3 Star
2%
2 Star
1%
1 Star
4%

Filtered Reviews

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Review Time

Luis V
Quick funding experience

Very quick funding. It was a seamless process from beginning to end. Would definitely recommend to others.

5
Date of experience: Aug 16, 2025
William Woodfin
Every thing went well thanks for your…

Every thing went well thanks for your support I was taken by to many requests and didn't know what to answer. One item I did not understand was something about insurance? Something I did not request.

5
Date of experience: Aug 09, 2025
Dave Wilkinson
Always fair

Always fair, easy and quick.

5
Date of experience: Aug 08, 2025
T. Anthony Stroud
The process was quick

The process was quick; however, the largest account being paid was sent to the wrong bank and now i have to wait until they return the funds to make the payoff.

3
Date of experience: Aug 08, 2025
Deidre
The application process was great!

The application process was straightforward and funds were sent within 24 hours. I had a great experience and would recommend Universal Credit to anyone in need of fast funds.

5
Date of experience: Aug 08, 2025
Ernest Caparida
Quick response time!

Quick response time!

5
Date of experience: Aug 08, 2025
Matilda
The application was easy to fill out…

The application was easy to fill out but I got rejected the 1st time I don’t know why I only did one application

4
Date of experience: Aug 06, 2025
JILL
Easy to contact

Was able to get a hold of someone quickly each time I needed to call to get assistance. Always helpful and able to fix the issues I had.

4
Date of experience: Aug 04, 2025
Angela Salim
Process was quick and easy

Process was quick and easy! Customer support was excellent and the agent explained things well. Rates were reasonable!

5
Date of experience: Aug 02, 2025
Edward Lake
The loan process was quick and simple

The loan process was quick and simple. Funds were transferred the next day.

5
Date of experience: Aug 01, 2025

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Business Details

  • Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.See more

  • email support@universal-credit.com
  • call 8774189765
  • language https://www.universal-credit.com/

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