universal-credit.com

4.7
4.7 Based on 141 reviews

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to...

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Average Rating

4.7

/
5

141 Reviews

5 Star
87%
4 Star
6%
3 Star
2%
2 Star
1%
1 Star
4%

Filtered Reviews

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Review Time

Kevin Prince
Quick and easy

Quick and easy. Very helpful

5
Date of experience: Oct 14, 2025
ROBERT DURAN
They made it very quick and very…

They made it very quick and very transparent of all the interest and charges that came with the loan so there were no surprises

5
Date of experience: Oct 11, 2025
dunkh
Pain-free Application

Ease of application, customer service, and speed of approval and find distribution

5
Date of experience: Oct 10, 2025
R Bedregeanu
Ignorance, not care about people , they use job for abuse menthal health.

I exeoerince right now the worse days in me life. They close me account because I study plus I have rights to take universal credit because I’m British Citizen I was in PiP and my health make me problems . I called they ask questions and they close call phone. I talked with Meneger or whatever is her naime is Ammarah she was very rude with me she says will pay me next day. Next day she close me account. If she work in that job she must now lows. I’m am allowed to study if I’m am in Universal credit. I called manny times they promise call me back but didn’t call plus they don’t give you reference number. They stress me and they aggravated me heath. I was in phone with one staff there and start cofeeng and vomit he call ambulance by phone. They abuse people with struggling with life and health.

1
Date of experience: Oct 09, 2025
MICHAEL C
Quick and user-friendly

Quick and user-friendly; approved in less than 36 hours. Under source of income, I had to choose "Other" because they did not have "Retired". They called me to inquire about "other"

5
Date of experience: Oct 08, 2025
David Lane
Application process fast and easy.

5
Date of experience: Oct 07, 2025
Judy Edwards
It was quick

It was quick

5
Date of experience: Oct 07, 2025
Michael Thanos
Definitely Recommend

The process was straightforward and fast.

5
Date of experience: Oct 03, 2025
The application was very easy to…

The application was very easy to understand and complete.

5
Date of experience: Oct 03, 2025
Louis Perez
The person I work with Gary was very…

The person I work with Gary was very patient and informative to help me work through this!

5
Date of experience: Oct 02, 2025

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Business Details

  • Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.See more

  • email support@universal-credit.com
  • call 8774189765
  • language https://www.universal-credit.com/

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