universal-credit.com

4.7
4.7 Based on 141 reviews

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to...

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Average Rating

4.7

/
5

141 Reviews

5 Star
87%
4 Star
6%
3 Star
2%
2 Star
1%
1 Star
4%

Filtered Reviews

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Review Time

Raymond Heard
Am new customer

Am new, so far so good. I appreciate. The opportunity to become a new customer. A no nonsense loan.

5
Date of experience: Jan 09, 2026
LISA JACKSON
Very easy to apply for the loan!!!

5
Date of experience: Jan 08, 2026
Cindy Kelly
Fast and easy application process

Application process was quick and easy. I actually got my funds within 24 hours! I recommend Universal Credit for people with less than a stellar credit score.

5
Date of experience: Jan 06, 2026
Gary Hill
Fast

Fast, efficient and timely

5
Date of experience: Jan 06, 2026
Ms. Crump
I highly recommend this company!

The application process was very easy to understand. I truly appreciate your service! I would definitely recommend!

5
Date of experience: Jan 05, 2026
Debra Mcnee
The process was so easy and very prompt!

5
Date of experience: Jan 05, 2026
RAY Williams
Needed to get my roof repaired and I…

Needed to get my roof repaired and I was able to get a quick and fast loan

5
Date of experience: Jan 02, 2026
Grace Mwambela
I love how they communicate if you ask…

I love how they communicate if you ask for information and they are super first in the processing the funds

5
Date of experience: Dec 31, 2025
Maryanna curren merchant
frustrations and errors…too many

i found the siervice to be very frustrating everytime i calle$ i was given different infothe best assistance was thru SHANNAH, stephanie and Soniait is annoying when u have to deal with random assistants who dont know the details it did work out and so i do thank you

3
Date of experience: Dec 30, 2025
Miss Nelson
This my first ever doing an online loan…

This my first ever doing an online loan and I can say the experience has been mind blowing! The application was easy and I just made a payment and the representative asked did want to pay it towards principal or interest. I have never had anyone to ever ask that question, and he explained everything very well.And he was extremely professional and knowledgeable. I would definitely recommend Upgrade and I will use them again.

5
Date of experience: Dec 30, 2025

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Business Details

  • Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.See more

  • email support@universal-credit.com
  • call 8774189765
  • language https://www.universal-credit.com/

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