withoyster.com

4.3
4.3 Based on 82 reviews

Oyster is an insurance technology company that provides a new standard of comprehensive personal insurance coverage through a simplified experience. Oyster's end-to-end platform enables retailers to embed personal insurance at the point-of-sale to make in...

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Average Rating

4.3

/
5

82 Reviews

5 Star
74%
4 Star
9%
3 Star
4%
2 Star
1%
1 Star
12%

All Reviews

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Review Time

Charlie
60+ Oyster Photocard – How the system failed me

In June 2025, I paid £10 for a replacement 60+ Oyster card and received it at my London address. That should have confirmed my details.On 7 July, I replied to TfL’s reminder email to say I’d already done this, but got no reply. After that, I couldn’t reset my online account password (no reset emails ever came), the callback option failed, and I spent over 30 minutes on hold without getting through.Despite my efforts, my card was stopped and I was told to reapply at a higher cost (£35). Multiple advisers replied, but none addressed the fact I’d already had a replacement in June or the system failures that stopped me completing their process.I’ve had to pay out of pocket for travel while this dragged on. I’m reapplying so I can travel again, but this feels unfair — TfL’s own systems made compliance impossible, yet the cost and disruption falls on me.I’d like TfL to review cases like this properly, so others don’t face the same.

1
Date of experience: Jun 30, 2025
hbraux13
Unable to file a claim

Website is down. Live chat never has anyone available. My policy doesn't load (keep getting a "spinning wheel" on the website), so it is currently impossible for me to file a claim. It's an AI company, so there is no phone number to report these issues.

1
Date of experience: May 21, 2025
Calvin Lewis
After being their customer for over 3…

After being their customer for over 3 years, i came to a point where i have no choice but have to leave this review. Long story short, they will not accept any liability for mistakes caused by their staff. Mr Pete Best-avoid.

1
Date of experience: Nov 08, 2024
Melvyn Cooper
Chris Gosselin was the difference…

Chris Gosselin was the difference maker!We had spoken to 4 other Ins. agents and were unhappy with their service.Chris was knowledgeable friendly and articulate.

5
Date of experience: Sep 25, 2024
DB87
Great experience

Very easy to navigate and get a policy set up. Would definitely recommend!

5
Date of experience: Sep 10, 2024
Frances Rogers
Cancelled and replaced policy coverage

Very awkward that every paragraph of policy is cancelled and replaced. Is there any reason current policy provisions can't be stated without all the nonsense about what's cancelled?

3
Date of experience: Sep 04, 2024
Easy to do and fast.

Easy to do and fast.

5
Date of experience: Jul 02, 2024
Seth Oliver
easy order and received quick

5
Date of experience: Jul 01, 2024
easy order and received quick

5
Date of experience: Jul 01, 2024
Bram Cook
Courtney Vaughn was very helpful

Courtney Vaughn was very helpful, she totally sealed the deal for me. Helping as fast as well as being so knowledgeable and helpful it was a no brainer for me.

5
Date of experience: Jun 12, 2024

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Business Details

  • Oyster is an insurance technology company that provides a new standard of comprehensive personal insurance coverage through a simplified experience. Oyster's end-to-end platform enables retailers to embed personal insurance at the point-of-sale to make insurance more accessible for consumers.

  • email hi@withoyster.com
  • language http://withoyster.com

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