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xact.com

xact.com

4.6
4.6 Based on 870 reviews

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%
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Filtered Reviews

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Review Time

Tommy Rhodes
Very easy process

Very easy process

4
Date of experience: Sep 01, 2025
Courtney R
Quick

Quick, fast, and easy!

5
Date of experience: Sep 01, 2025
Roxann Wittenauer
It was a good experience

It was a good experience

5
Date of experience: Aug 31, 2025
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Julie
Fast,Easy,and Reliable

The process was very fast and easy.Thank you

5
Date of experience: Aug 29, 2025
Bryan
It took over 72 hours to get any proper…

It took over 72 hours to get any proper communication from the Xact team. Even when I called customer service, they could not give me an update on my application.

2
Date of experience: Aug 28, 2025
Kimberly
I got approved fast and its very easy.

I got approved fast and its very easy.

5
Date of experience: Aug 28, 2025
David S.
Really awesome experience

Really awesome experience! All done online and I had my funds deposited in my debit card in less than 10 min! Thank you!

5
Date of experience: Aug 26, 2025
Christopher Bolcar
Carlos was quite helpful

Carlos was quite helpful. He was very patient and guided me through all the steps I needed to complete. Great customer experience!

5
Date of experience: Aug 26, 2025
Camale Dorsey
Very good experience

The process was quick and easy once the website cooperated. I wish I could’ve given 5 stars. But the wed site had so many glitches I almost gave up. If Xact fixes their website, my next experience, I’m sure, will be perfect!

4
Date of experience: Aug 25, 2025
Sergio Jacobo
The last loan payout was final Aug 22…

The last loan payout was final Aug 22 2025. I wake up August 25 2025 to see $172.15 deducted from my account on the same loan. I called August 21 2025 to specifically ask what my final payout would be the next day Friday the 22nd. I feel this was bad business or misleading, it’s never happened before and I’m disappointed with the service I have received. Very unprofessional service.

1
Date of experience: Aug 25, 2025
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