xact.com

4.6
4.6 Based on 870 reviews

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

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Review Time

Antoinette Dunlap
It was a quick and easy application…

It was a quick and easy application process. Just not sure about the interest rate.

4
Date of experience: Sep 15, 2025
Nadine Goodwin
Professional, friendly, patient

Guided me through the process in a timely fashion!

5
Date of experience: Sep 15, 2025
Michelle Carroll
This is the first time I have taken a…

This is the first time I have taken a loan with this company. It was just the amount I needed and the payments are reasonable. Will recommend this company

5
Date of experience: Sep 15, 2025
Leigh LaPlante
Quick & easy small loan

Quick & easy small loan. Exactly what I needed. Would definitely recommend.

5
Date of experience: Sep 14, 2025
customer
It was fast and easy but inconvenient

It was fast and easy but inconvenient. Couldn’t use my I-phone like I did before to verify identity. Had to get on an android device to complete everything. But other than that it was easy.

3
Date of experience: Sep 14, 2025
Ebony W
Everything was seamless and super easy…

Everything was seamless and super easy with the prequalified letter! I was able to get what I needed and it’s affordable for me. That’s the most important part with this type of loan you have to make sure it’s affordable for you. And definitely pay it back early if you can! Honest company!

5
Date of experience: Sep 13, 2025
Daniel Chaidez
Quick and easy to apply

Quick and easy to apply

5
Date of experience: Sep 12, 2025
Josh
Great service great working with you…

Great service great working with you and not a bad price

4
Date of experience: Sep 12, 2025
Luis
SUPER FAST loan! Kinda scary HOW fast! haha

I applied at 8:56am and my money hit my bank account by 8:58am! I was DUMBFOUNDED at how fast it was!!! I have had loans in the past, and the money is usually there by 1-3 business days.. I'm a little unclear of how much I actually borrowed versus how much I actually have to pay back though.. and I don't know when my payments end, I just know my first payment is in 2 weeks (a date I chose) but I don't know ANYTHING about subsequent payments because my online profile doesn't show any information.. I've read A LOT of bad reviews regarding making payments, so I'm kind of scared.UPDATE.... You have to look in the " View Loan Agreement" under "CCBank Installment Loan" under "open loans" MY GOOD GRAVY!! ITS 219.88 APR!! Needless to say, I'm paying this off early! I hope that brings down my payback amount! (payback on $1000 is $3190.28)

5
Date of experience: Sep 12, 2025
Amanda Sumter
My first experience!

Well, my experience was very good because I just knew that I wasn’t gonna get the loan. This experience has been a very good one for me in a long time and thanks again!

5
Date of experience: Sep 11, 2025

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