xact.com

4.6
4.6 Based on 870 reviews

...

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

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Review Time

Robert
Fast service and approval

Fast service and approval, and ease of applying for the loan

5
Date of experience: Feb 11, 2026
Robin Tillery
It was very easy to get approved and…

It was very easy to get approved and timely communication

5
Date of experience: Feb 11, 2026
Edward Hitt
Great people

Fast and nice

4
Date of experience: Feb 10, 2026
So fast and easy

So fast and easy! I’m so happy and grateful I was approved by them in a much needed time in my life!

5
Date of experience: Feb 10, 2026
F Smith
Very quick and awesome!!!

5
Date of experience: Feb 10, 2026
Julio quintana
never see a better place like this…

never see a better place like this quick and fast.

5
Date of experience: Feb 10, 2026
Mirna Allende
easy navegation

5
Date of experience: Feb 08, 2026
Pamela
Awesome!

Extremely easy, fast, and transparent process! I was lucky to come across Xact! They made it happen for me...I will definitely use this company again in the future...

5
Date of experience: Feb 07, 2026
Antoinette Corbin
The customer service is always prompt…

The customer service is always prompt and courteous.

5
Date of experience: Feb 05, 2026
Kenneth Cooper
Honestly

Honestly, I feel that for returning customers, there needs to be a more streamlined process to refinancing a loan. This isn’t something I wanted to do, however the situation being what it is, I had to. I didn’t have the time to go through what it took to complete the application this afternoon, I had to stop and keep coming back to it, as such the loan as small as it is, still will not hit the bank account until tomorrow and there will be another late fee, and i am in debt as it is because of my mothers medical bills. So no, I feel three stars is more than fair at this point.

3
Date of experience: Feb 04, 2026

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