1stcentralinsurance.com

4.4
4.4 Based on 740 reviews

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly supp...

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Average Rating

4.4

/
5

740 Reviews

5 Star
73%
4 Star
12%
3 Star
3%
2 Star
1%
1 Star
12%

All Reviews

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Review Time

paul mcintyre
I needed to cancel my motor policy and 1st direct seemed to do everything possible to stop me doing

I needed to cancel my motor policy and 1st direct seemed to do everything possible to stop me doing that.
I tried via the web site 4 times and always got the same "sorry something went wrong" I tried through the app and got the same result 3 times. I also tried through their chat facility which took close to an hour to get nowhere. There customer service is atrocious.

1
Date of experience: Mar 02, 2026
Ian Smith
Procurement of a new car insurance policy was extremely easy and very intuitive Web portal for the e

Procurement of a new car insurance policy was extremely easy and very intuitive Web portal for the enquiry through to the purchase of the policy.

5
Date of experience: Mar 01, 2026
Emma Maziak
I called 1st Central to discuss a few things on behalf of my Dad and his car insurance. The agent L

I called 1st Central to discuss a few things on behalf of my Dad and his car insurance. The agent Leeson was BRILLIANT. He was patient and considerate and resolved every query. What I had anticipated being a frustrating experience was the opposite thanks to him. Highly recommend for customer service.

5
Date of experience: Feb 26, 2026
Hansinie Jayasuriya
Keep away from this company at all costs! Charged me an £421 in the middle policy for a claims hist

Keep away from this company at all costs!
Charged me an £421 in the middle policy for a claims history and my premium when from £70 to £111. They also charged an administration fee for this change. When I wanted to cancel the policy the total cost was £263 including a ridiculous £50 arrangement charge as admin fees for starting the policy and another £50 for asking charge for cancellation of the policy.

1
Date of experience: Feb 26, 2026
duncan alderdice
as like every one the price was right and was easy to you the Web page and didn't bother looking w

as like every one the price was right and was easy to you the Web page and didn't bother looking when the renewal came through as it didn't go over board not had to phone any one so can't answer that question

5
Date of experience: Feb 24, 2026
Louis Austin
Once l had chosen the type of car insurance l wanted it was so easy to to complete the this task and

Once l had chosen the type of car insurance l wanted it was so easy to to complete the this task and pay.
All the documents were sent to me on line ,l would have preferred them to be sent to me in paper form and the other point was having to contact them for green card EU cover when needed as there was no contact tel number or link to do this,otherwise 1st Central offer great cover and a good price

5
Date of experience: Feb 21, 2026
Arunas Katkevicius
Good company, this is not the first time I am with them, few years ago was a costumer also. Still ca

Good company, this is not the first time I am with them, few years ago was a costumer also. Still can not understand why loyalty not rewarded and every year have to look for new insurance company as auto renewal prices always higher than year ago, but this is overall insurance strategy in uk , not just this company

5
Date of experience: Feb 20, 2026
Rumana Karim
Worst insurance company ever! Kept sending me threats to cancel when I was breaking no laws and payi

Worst insurance company ever! Kept sending me threats to cancel when I was breaking no laws and paying them. Cancelled without speaking to me about it. Charged me a cancellation fee on top of that. Money making scheme! Absolutely ridiculous. I would give 0 stars if I could! Avoid this company!!!

1
Date of experience: Feb 17, 2026
Amy Thornhill
My car was hit and written off and you guys were his insurance company, from the moment I’ve spoken

My car was hit and written off and you guys were his insurance company, from the moment I’ve spoken with anyone from this company they have been kind, understanding and really helpful also knowledgeable with all my questions. They have made a stressful situation a lot easier to deal with. We’re also very prompt with sorting my daughters new car seat!!

What a fab Team! Thank you
Especially to:
Connor Foulger
Kieran from engineering

5
Date of experience: Feb 13, 2026
Kayleigh S
Absolute joke of a company. Just because I made a small error on my first instance QUOTE, accident

Absolute joke of a company.
Just because I made a small error on my first instance QUOTE, accidently picked the wrong option from their DROP DOWN list, which I changed immidietly when selecting insurance and actually applying for it. They then assumed I was lying and wanted to know the ins and outs of a cats arse hole, about my partners job - all of which is on company’s house if they really wanted details! He isn’t even the policy holder. Lady was SO rude and sarcastic, talking like I was thick. Then decided she needed to speak to said partner and told me he needed to ring. Fine… he rings next day and after holding 20 mins is told he cannot speak to them as I haven’t authorised it. So if this woman had done her job properly she would have sorted this the day before as SHE was the one wanting to speak to him! Diabolical customer service and if I wasn’t over my 14 day cooling off I would have told them to stuff their insurance! I’d rather pay more for a decent service and staff !! Not only that, but my Ncd was sent over exactly as they and asked and displayed everything they asked. She then rejected this and said it needed to be in a different format. Even though all the information was displayed. Certainly
One to AVOID !!!
Just seen all the other most recent reviews and they are all Similar!
Yes they wait till cooling off period has passed before contacting you accusing you of lying etc! Just to gain more money. If they try to add admin changes onto my account I will definitely cancel mine

1
Date of experience: Feb 10, 2026

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Business Details

  • Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.See more

  • language https://www.1stcentralinsurance.com

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