Review Time
I completed two payments of €4000 towards my outstanding balance, one on 10.10.2025 and the other on 11.11.2025, through interbank transfers to a recognized bank listed on the service's website. However, both payments were returned from another bank to my account, which I had been using sparingly. The repayments made no mention of my account with the service. After multiple attempts to understand why my balance wasn’t updated, I found out they returned my €4000 without any explanation. This online banking system is no longer functioning well for me. They seem to use privacy regulations to protect their operations but neglect to apply the same standards to my data. It feels like someone is trying to drive me to frustration. I anticipate they will ask for more information, even though they can easily access their system for relevant records. This situation has been a nightmare, so I've chosen to view their refunds as unsolicited gifts and will ignore their ongoing payment requests until they resolve their system issues.
This is a prime example of predatory lending disguised as legitimate credit. The service is appalling, and it feels like they are taking advantage of vulnerable individuals. I urge others to report their unethical practices to the appropriate authorities. I recommend they reflect on their actions and change their ways.
I made two payments of €4000 towards my outstanding balance. One on 10.10.2025 and another on 11.11.2025 through interbank payments to a bank in Spain listed on the service's website. Both payments were returned to my account without any explanation. After multiple attempts to understand why my balance wasn't updated, I discovered that my payments were sent back without clarification. This online banking experience has become unbearable. They claim to adhere to data protection rules but seem to mishandle my information. Despite their requests for more information, they could easily access their records. This situation has become a nightmare, and I’ve decided to treat the refunds as unwanted gifts while ignoring their further payment requests until they resolve their system issues.
If I could rate this card negatively, I would. It's the most frustrating card I've ever used. It keeps declining my transactions. When I contact customer service, they claim to have unlocked it, but it still fails to work. Payments take excessively long to reflect, and even once received, it takes additional days to access the funds. I suspect they might be mismanaging our money. I'm closing my account for good.
I received an offer stating they would only perform a soft credit check, which was acceptable to me. However, after I decided against getting the card, they conducted a hard check without my consent, negatively affecting my credit score. I'm extremely frustrated by this lack of transparency.
If I could give a zero-star rating, I would. After years with the service, I suddenly couldn't log in. I made several calls, and eventually was told to re-register. I did so, but still cannot access my account. I'm concerned about potential charges due to this issue.
I received a card with a $1500 credit limit, which was later increased. I made two payments of $1000 each, and both were acknowledged. However, they incorrectly took another $1000, claiming it was on autopay, which I never set up. Despite their assurances, my account balance was still incorrect. I never received the credit I was owed. I strongly advise against using this service.
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