carmoola.co.uk

4.8
4.8 Based on 481 reviews

...

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Average Rating

4.8

/
5

481 Reviews

5 Star
94%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
4%

All Reviews

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Review Time

Tim Wann
Had two text messages chasing payments on a Sunday, plenty of money in the account, spoke to an advi

Had two text messages chasing payments on a Sunday, plenty of money in the account, spoke to an advisor who said probably issues their end but no payment received, suggested I make a direct payment over the phone. I said I will call back Monday, then surprise surprise payment goes through the bank account almost as soon as the phone goes down. Shoddy company, all sounds like a company on its last legs if you ask me, needless to say I paid off the finance today, don’t trust this lot at all. Be wary,

1
Date of experience: Mar 01, 2026
Saad Umar
I purchased my car through Carmoola and the entire experience was excellent. The process was smooth,

I purchased my car through Carmoola and the entire experience was excellent. The process was smooth, fast, and completely hassle-free. Everything was completed in just one day, from application to final approval.

There was no stress, no complicated paperwork, and no unnecessary delays. The platform is very easy to use, and the communication was clear throughout.

If you’re looking for a quick and straightforward way to finance a car without any headaches, I highly recommend Carmoola.

5
Date of experience: Feb 22, 2026
Archie Butler
Misleading Advertising

The service did not deliver as promised. I sought financing for a classic car and was quoted an APR of 16.9%, while their advertisement mentioned rates between 6.9% and 13.9%. I have minimal debt and an excellent credit score, both personally and for my business. Is this inflated rate due to my self-employment status? Small businesses may be crucial to the economy, yet we seem to face discrimination in credit matters. I ended up financing the car elsewhere at a more reasonable rate of 7%. There are many other finance options that don't mislead customers.

1
Date of experience: Jan 12, 2026
Morgan
Incredibly supportive service with a straightforward application process

This service was extremely helpful with a simple application process—no hassle and no paperwork. It was the easiest and most efficient car buying experience I've ever had. I handled everything independently, without even a phone call. Using the platform, I found my car, created a virtual card, paid for it, and drove away. The APR was great, and the application process was a breeze. I highly recommend trying this service; you won't be disappointed.

5
Date of experience: Dec 26, 2025
SM38
Impressive operation!

Impressive! This is the ideal way to operate. I reached out for guidance and spoke to a real representative. Once I decided to buy a vehicle, there was no effort needed from me. No unnecessary hurdles, just simplicity and convenience. Great job by the team!

5
Date of experience: Dec 06, 2025
Sanaphys23
User-friendly

User-friendly, with very accommodating and cheerful staff.

5
Date of experience: Dec 05, 2025
Julianne Rogers
Fast and simple

Fast and simple. I've been doing this for 25 years, and I'm amazed at how quickly the process goes now, just a tap of your finger instead of waiting endlessly for approval. No need to sell your car, and the service is friendly when you reach out.

5
Date of experience: Dec 05, 2025
Impressive experience!

Impressive! This is how it should be done. I called for advice and spoke to a real person. Once I decided to buy a car, everything was effortless on my end. No silly hurdles, just straightforwardness and convenience. Well done to the team!

5
Date of experience: Dec 05, 2025
Cary Parker
Streamlined process

Streamlined process, very efficient.

5
Date of experience: Dec 04, 2025
Nicola
Simple application

Simple application. Quick response. Great people to work with if you need help.

5
Date of experience: Dec 03, 2025

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