Review Time
I had this insurance through my job that I am currently still working. I called in April of 2024 to cancel this insurance because I found a better company better rates. To my knowledge when I called everything was canceled. All for me to discover a year later that this company has still been talking payments out of my check. I called them immediately after realizing this whole time they still been taking money and my accounts were still active. Keep in mind I have not 1 time used that insurance! I called back in October I was told to send in all paycheck stubs, which I did. The supervisor ella has been giving me the run around since October. Not answering my calls no new information as far as my refund for all the money thats been taken for a whole year and some. She called me in November and said I will be receiving my refund, I asked her what was the amount, because I had everything calculated. Ella said she didn't know and would find out. Long story short today is 1/26/26 and I have yet to hear anything from this supervisor Ella or have yet to receive my money that they been talking out. On top of that when I call in its still saying for account is active. At this point I will be getting a lawyer. This is very unprofessional and very stressful. I would not ever recommend this complany!!!!
Extremely disappointing service. The support team appears to lack genuine knowledge and only follows scripted guidelines. Contacting the assigned adjuster is nearly impossible, and requests for callbacks are frequently overlooked. The claims process is overly complicated, with denials occurring for nearly any justification available. Overall, a deeply frustrating experience and a company I cannot recommend.
It's tough to provide a review when my experience is limited to just submitting an application. However, based on the single interaction I've had with this product, it was "EXCELLENT." Moving forward, I hope this positive experience continues.
Had Combined for ten years, to use them for a claim was an absolute pain in the rump. changed auto pay feature to another account, then had to deal with calling in and had to deal with their "customer service". Don't waste your time, go with Aflac or ANYONE ELSE!!! They make apologies across the board for their lack of talent and care, but lets be honest, if you have to apologize that much... it means you are terrible to start. horrible company.
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At Combined Insurance Company of America, we are on a mission to make the world of supplemental insurance easier to understand so you can feel confident you’re well covered. Powered through Chubb, we provide individuals, families, and businesses the supplemental benefits they need to help fill in coverage gaps and take insurance protection further.
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