Review Time
AVOID THIS SERVICE AT ALL COSTS. I invested 12,000 rupees in 2012 and only received 5,300 rupees back. They were unwilling to return my funds, and the entire process stretched on for about six months. We sent countless emails, but they either ignored us or replied with excuses. Their customer support is corrupt, ineffective, and highly unprofessional. Each time we reached out, they repeatedly requested the same documents, despite having received them multiple times already. It felt like a deliberate tactic to delay. From my experience, their operations seem corrupt, and I know many others who share my dissatisfaction with this service. In my honest opinion, this service is not to be trusted. I regret ever engaging with them. Stay clear of this service at all costs. They show no accountability and take no responsibility for customer funds. I had to constantly pursue them just to receive basic replies, and even then, nothing was resolved. Once they have your money, you seem to no longer matter. DO NOT ENGAGE WITH THEM.
AVOID THIS COMPANY AT ALL COSTS. I invested a significant amount of money in 2012 and only received a fraction back. They were unwilling to return my funds, and the entire process dragged on for about six months. We sent numerous emails, and they either ignored us or replied with excuses. Their customer service is ineffective, unhelpful, and highly unprofessional. Each time we reached out, they repeatedly asked for the same documents, despite having received them multiple times. It felt like a deliberate tactic to delay. Based on my experience, their operations seem corrupt, and I know many others who share my dissatisfaction. In my view, this company is untrustworthy. I regret ever engaging with them. Avoid them at all costs. They show no accountability and take no responsibility for customer funds. I had to constantly pursue them just to receive basic responses, and even then, nothing was resolved. They act as if once they have your money, you no longer matter. DO NOT DO BUSINESS WITH THEM.
I’m sharing my deep dissatisfaction with the claim handling process. I submitted a surrender request along with all necessary documents, yet after more than three weeks, the funds have still not been transferred to my account. Despite numerous follow-ups, all I’ve received are vague apologies and requests for “patience,” with no clear explanation or timeline. This delay is not just inconvenient — it’s concerning. If this is how they operate while I’m actively pursuing my request, I can only imagine the issues my family would face in a more critical situation. This experience has seriously shaken my trust in their reliability and responsiveness. Customers deserve better — timely action, transparency, and accountability. Unfortunately, they have failed on all fronts.
Highly questionable life assurance company. Absolutely do not engage with these individuals. Retrieving your money after the term ends is a nightmare. Like many fraudulent institutions, they only become unresponsive when you request your funds. While they are excellent at taking your money, getting it back is a struggle. I had to involve multiple officials and legal help to recover my money. Your funds are safer kept at home, where you can access them anytime. Seek out a legitimate life or health assurance company, or consider a foreign firm with positive reviews.
This company is operating a scam where they charge for an annual premium through third-party cash apps. They are incredibly difficult to contact, and when you do manage to get through, they hang up on you. They refuse to refund the fees that were fraudulently taken. Action needs to be taken against these scam artists. I plan to pursue legal action for this behavior. Please avoid this scam company at all costs.
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