lendingusa.com

4.4
4.4 Based on 160 reviews

LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it....

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Average Rating

4.4

/
5

160 Reviews

5 Star
77%
4 Star
8%
3 Star
3%
2 Star
2%
1 Star
11%

All Reviews

Filter Reviews

Review Time

Kristin S Stoesser
Johnathon

Johnathon, my loan coordinator was knowledgeable, and so nice. The Debt Consolidation was just the tool we needed. It helps to have such guidance when you are in need of answers.

5
Date of experience: Oct 19, 2025
Milagros Shad
Quick process

Process was very fast, friendly and knowledgeable staff. Jonathan Choi is the best loan coordinator!!

5
Date of experience: Oct 10, 2025
ROSALYN WALTER
Taken care of business

The person that helped me was very knowledgeable and professional

5
Date of experience: Aug 23, 2025
Kitty Boehl
Very satisfied

Working with the Lending USA team was very positive.I like the quick response I received . Everyone I had the pleasure to speak to, was not only very knowledgeable, but made my experience easy and stress free.

5
Date of experience: Aug 13, 2025
_Hougo_
Thank you Julio Garcia you are the best

5
Date of experience: Jul 30, 2025
Bronwyn B.
Agent was in such a hurry

Agent was in such a hurry, I couldn't keep up. I had to ask him several times to slow down. I hated the entire call. I felt rushed, unheard, and confused. I agreed with the terms just to get off the call ! Sorry, but this is a big step and no one should feel that uncomfortable.

3
Date of experience: Jun 16, 2025
Brandon Foster
Predatory lender

I am being overcharged. My “principal” balance reflects the entire invoice; it should be reduced by the amount I paid directly to the merchant. Customer service tries to steer me to collect from the merchant, when they received the correct amount from LendingUSA, reflecting my cash payment. The BS “Loan Origination Fee” should also be reduced to reflect the lower principal.Predatory lender taking advantage of people in unexpected circumstances. Usury level interest rate for A+ credit.

1
Date of experience: Jun 11, 2025
Leps2003
Great product was…

The service from start to finish was timely and highly efficient. The people that explained the detailed of the process were knowledgeable and very helpful. I’m truly appreciative of the program and results.

5
Date of experience: Jun 09, 2025
very disappointed with Manuel i…

very disappointed with Manuel i continually had to call finally asked for a supervisor. the communication between GRT financial and lending U S A then after i got approved which GRT told me not Lending Usa what a run around. then GRT got better payoffs than had expected after the loan was approved for a higher payoff amount. So I am over paying my loan and GRT has more funds than needed which means my loan should have been reworked with a lower loan not tacked on to the principal at the end Mffff

3
Date of experience: May 28, 2025
MrFana
Great and profound customer service

Great and profound customer service. He very knowledgeable and made sure I was comfortable and understood everything about my loan. Answered all my questions and allowed me to have time to ask questions.

5
Date of experience: May 22, 2025

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