midkey.com.au

4.8
4.8 Based on 21 reviews

Midkey is Australia’s first NO MONTHLY PAYMENTS loan for responsible borrowers in their mid-life. Our new and innovative first and second mortgages enable Australians of all ages (18+) to either unlock the substantial wealth in their homes by accessing ad...

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Average Rating

4.8

/
5

21 Reviews

5 Star
95%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
5%

All Reviews

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Review Time

Brendan Williamson
Matt looked after us really well throughout the process and kept us informed amd chased us up prompt

Matt looked after us really well throughout the process and kept us informed amd chased us up promptly if required amd told us reallistic timeframes. Software also worked very well off an iphone. Good job amd midkey. A big help!

5
Date of experience: Feb 22, 2026
Brendan Williamson
Matt looked after us really well…

Matt looked after us really well throughout the process and kept us informed amd chased us up promptly if required amd told us reallistic timeframes. Software also worked very well off an iphone. Good job amd midkey. A big help!

5
Date of experience: Feb 22, 2026
Kathy
Outstanding service

We have had the pleasure of being a Midkey client for a second project. Matt and the team displayed the same exceptional service as we have experienced in the past. Their innovative approach to lending is a game changer! We look forward to working with Matt and Midkey in the future.

5
Date of experience: Jan 20, 2026
Cheryl
Midkey - Life-changing

Midkey has truly been life-changing for me. I came to it at a real crossroads in my mid-life, and it completely changed my financial situation. Midkey helped solve my cashflow challenges and gave me the ability to renovate, pay school fees, get back on my feet financially, and eventually sell my home, clear all my debts, and achieve financial freedom. I honestly don’t know where I would be today if Midkey hadn’t come along. It’s an incredible, modern financial product that’s genuinely in tune with the times. Thank you to all the team especially Amanda and Kate for being so understanding and supportive throughout this whole process.

5
Date of experience: Jan 13, 2026
Ray Jackson
Ray and Margaret.

After checking other equity loans we finally found midkey with no compound interest our application details where made so easy with midkey customer service especially with Matt Norris looking after our application with ease. Thanks midkey

5
Date of experience: Nov 11, 2025
Sarah
Midkey loan (innovative reverse mortgage company)

I really enjoyed how nothing was too difficult for the team to explain to me with such a big undertaking. There was a lot of hoops to jump through getting approval (as their should be) Matt and the Midkey team were so supportive helping me dot the i's and cross the t's at every step. Highly recommend to people who are asset rich/ cash poor so to speak

5
Date of experience: Aug 22, 2025
Sherry Clark
Great product for unlocking equity

Highly personalised service from the team at Midkey. The product is perfect for those looking to unlock substantial equity without blowing out family cashflow. A fantastic additional to the more traditional products available from the banks.

5
Date of experience: Jul 25, 2025
Kathryn Kelly
Easy seamless process

Process for getting a loan is not only seamless and easy, the speed of settlement has been brilliant. Matt Norris does a fantastic job.

5
Date of experience: Jun 02, 2025
Guy Cooper
Midkey offered a solution where no…

Midkey offered a solution where no other lender could. Being asset rich and cash-stretched, I thought the only option was to sell our much-loved home. The No Monthly Repayment Midkey Loan has given us freedom and greatly reduced the financial pressure we were under. We've been able to do some renovations and a take a long overdue holiday. Matt Norris was helpful and understanding from the get go. Matt's advice, expertise and attention to detail made the whole process simple and transparent. Highly recommend Midkey for people looking for a refinancing solution. Ask for Matt, he'll sort you out! Kate, Clovelly NSW

5
Date of experience: May 26, 2025
HiSweez47
A fantastic product for self employed over 65's

Highly recommended product for the self employed with substantial equity locked up in their home.Three problems solved for myself1] multiple sources of income, self employed, is very arduous and difficult through the banking system.2] raising capital to "upsize" for over 65's is virtually impossible from traditional banks.3] the process was made very easy thanks to exceptional service from Amanda Hall, our loan specialist.I am not ready to retire and still want to invest and grow, Mid Key product has helped me do that!!Highly recommended.

5
Date of experience: Apr 18, 2025

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Business Details

  • Midkey is Australia’s first NO MONTHLY PAYMENTS loan for responsible borrowers in their mid-life. Our new and innovative first and second mortgages enable Australians of all ages (18+) to either unlock the substantial wealth in their homes by accessing additional debt when traditional lenders are unable to help, or reduce the regular payments of their existing home loan and, therefore free up their cash flow.See more

  • language https://midkey.com.au

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