Review Time
This service seems to cater to individuals struggling to obtain traditional credit, requiring payments on a weekly or bi-weekly basis that are significantly higher than what monthly credit card companies charge. It appears to exploit those with lower incomes, forcing them to pay more and sooner than they would through standard credit options. After losing my job, I reached out via email to request a hold on my charges, but my plea was ignored, and I continued to be charged. This led to numerous overdraft fees from my bank, resulting in the loss of all my banking privileges. At 74, I now find myself without a bank account, making loans impossible. I believe this service has faced legal action for similar issues in the past. Overall, it has severely damaged my already poor credit, and I initially found it appealing since it didn't require good credit for enrollment. A very negative experience.
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