petalcard.com

1.1
1.1 Based on 62 reviews

A high limit, low interest rate, no-fee Visa credit card designed to help you manage money and start building credit, even if you have no credit. Apply today....

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1.1

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5

62 Reviews

5 Star
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2 Star
3%
1 Star
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Just close my pedal credit card

Just close my pedal credit card. Not just because they started charging the $8. But my credit card got compromised twice told pedal about it. They did reverse the charges. Then, 3 months later, they reversed the charges. I called Uber up and told them what was going on. Uber didn't have any recognition, they said we would reverse the charges. Then, when I closed my account with pedal, they turned around and charged me 2 and a 1/2 months later? So beware with pedal, they're not veteran friendly and just be careful.. I asked them to send me proof where they said.I owed Uber the money that they were charged 9.90 a month and they couldn't so people beware.They make up their investigations , then all they save if you don't get back to us days to charges will stand. Pretty much said tough luck. Service country for many years peddles forgotten where they come from. No one's of them. It's nice. They do speak english but very disrespectful

1
Date of experience: Jul 22, 2024
Agatha Cook
Charged an 8 dollar monthly membership…

Charged an 8 dollar monthly membership fee. No thanks Petal! Cancel card everyone.

1
Date of experience: Jul 16, 2024
Alisha Rogers
Petal is the worst credit card company…

Petal is the worst credit card company in existence. Save yourself a bunch of headaches and choose another card.

1
Date of experience: Jun 07, 2024
Gorden Walker
FCRA Violations by Petal

WEBBANK/PETAL has been inaccurately reporting my balance to the three credit bureaus, which constitutes a violation of the Fair Credit Reporting Act.Despite previous assurances from Petal, the issue remains unresolved for several months now. Despite multiple attempts to dispute the balance with the credit bureaus, PETAL has failed to rectify the situation and continues to provide false information.I have communicated the financial hardships caused by this violation to Petal on several occasions, highlighting how it has significantly impacted my family's housing situation. However, PETAL has yet to take appropriate action to correct the inaccuracies.Current Balance: $0 (Not reported)Account paid off: since 2023 (Not reported)

1
Date of experience: Apr 18, 2024
Selma Wright
I issued this card to build my credit…

I issued this card to build my credit score.After I closed it, they kept charging my closed card for nothing, and now my credit score is -54!!!!!!!It's completely ridiculous. Never ever use it, never! Customer service is terrible

1
Date of experience: Jan 26, 2024
Callum T.
How I wish I had read these reviews…

How I wish I had read these reviews before signing up with this company. 8 dollars a month for awful service, on top of a very high interest rate. Petal used to be just ok but now they are putting an even heavier burden on those least able to carry the weight. Shame on them for their greediness. I wish I'd never open an account and will be paying it off ASAP.

1
Date of experience: Jan 09, 2024
Syd Ross
I was trying really hard to get past…

I was trying really hard to get past their little game they have to increase credit, I did everything right On time payments and sufficient payments for 6 months, but it's just a game it never happens they will make intentional mistakes that keep you from getting past the 6 months. I had them for several years I gave up on the game. I was trying to build enough to get my roof replaced, never going to happen. This is not the only CC that played games with me being on time . I was never able to accomplish my goal to get enough credit to do what I needed now I had to take other measures to fix my roof putting me deep in a hole forcing me to consolidate all my cards I tried not to include the ones that did the right thing but what can I do im not letting my roof collapse because of a game.

2
Date of experience: Dec 16, 2023
Jill Morgan
Avoid this company at all costs

Avoid this company at all costs. And for current or former customers who are dealing with the $8 membership fee plus late fees and finance charges assessed on a balance that consists of ONLY the membership fee, please file complaints with the BBB and most importantly, the FDIC. This is borderline predatory lending and they need to be held accountable.

1
Date of experience: Oct 18, 2023
Ezra Foster
Absolute class-action lawsuit level scam

Absolute scam. Class-action level fraud. For starters, they will randomly decline purchases for no apparent reason despite plenty of available credit and nothing suspicious about the transaction whatsoever. There is no way to flag the transaction as valid. Customer service is closed on the weekends. Customer service employees are horrid, awful, rude creatures. Customer service employees have no authority to approve transactions. When you make a payment, it can take 1-2 weeks to post and show available credit. Company is likely running on fumes and creates all sorts of ways to reduce their liability in terms of you actually using their credit card that you are paying an $8 /month membership fee for. Don't be tempted. Stay away. Far, far, far, far away from this useless "credit card."

1
Date of experience: Oct 12, 2023
ES63
Horrible

Customer service us intolerably rude. I filed a dispute for a rental scam. Petal closed it without even looking into because they wanted a new address as proof. As I told them, I'm living in my truck and don't have a 'new' address. They refused to reopen the case, or file a new dispute. I tried to explain what proof I did have, but the little wench just hung up on me.

1
Date of experience: Oct 02, 2023

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  • A high limit, low interest rate, no-fee Visa credit card designed to help you manage money and start building credit, even if you have no credit. Apply today.

  • language https://petalcard.com

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