Review Time
The worst card I have ever had. I wish I had enough to pay it off and close it and definitely will when I can. The interest charged depends on the amount you pay. It will allow you to pay the minimum due, however, between the interest and their $8 per month fee (which started AFTER I had the card), you will find it only leaves a few dollars left available. The rest goes back to them. For example, a $35 minimum due minus an $8 fee per month minus interest charges will leave you with about $7 available. Basically, you're left paying monthly and may have enough for a very small purchase once or twice a year. Avoid this card unless you want to just give away money.
I filed an application including my banking info which was mandatory. Fir an email back saying they needed more and to call etc which I did. They couldn't help me and seemed confused as to why I was calling. Have emailed several times with no response.
Ever feel like you are constantly getting singled out and discriminated against because of your heritage? Well, then this card is definitely not for you. I have several credit cards in my wallet with limits over $10,000. About three years ago I foolishly applied for this Petal card. I was approved for a measly $1300 credit limit. I was shocked! Over the next three years I continued to play their foolish games by flawlessly completing what they call “leap challenges” which is a juvenile way this company makes you beg like a dog for a limit increase, only to decline the request by saying “ we are not considering increases at this time”. My credit score is close to 800 across all three bureaus, anytime I’ve used this piece of crap card, I have paid the balance down to zero by close of every billing cycle. I’ve been nothing but the perfect and responsible consumer. So, only one of two things or maybe both are going on here. They would like me to carry a large balance so they can charge me exorbitant interest rates, or, the one I truly suspect is that they do not like my Hispanic surname. I urge you to take this review to heart and definitely reconsider even thinking about opening an account with this sham operation. I’m not a person who uses the race card often or unseriously but this is the only excuse I can think of as to why it’s been three years without any consideration at all from Petal. The part that really gets you in the end is that when you have access to over $100,000 between several cards and you are two points away from an 800 credit score, this stupid racist card with this measly $1300 balance sticks out like a sore thumb and prevents you from moving forward. And, if you cancel the card, your length of credit metric takes a hit on your credit report. Seriously do not do business with this company. It will just be years and years of degradation and disappointment. Shame on you, Petal!
I've had the Petal 2 Card for several years and things were flawless. Approximately one month ago, I woke up to emails from Petal about fraudulent charges. I disputed those charges and just like other customers, I was on the hook for more than 75% of the balance. Customer service was no help whatsoever
What a SCAM! STOP NOW! Don’t APPLY! They offer a credit limit increase as soon as you activate your card and link your bank account within 30 days! Problem is! You can’t! Took them 65 days to get me the card! Called them multiple times and got BS responses. This is one I’ll pay off on the first payment and close quickly! The APP is a JOKE! Like a 13 year old created it! Highly recommend you AVOID this scam! Never been so DISSATISFIED with a credit card company in my life! If there was anything LOWER than ONE STAR, I’d submit it! -10 stars. I’m contacting FDIC, FTC and BBB as soon as I have time!
ISSUE #1: March 7, 2025 I bought an item from Best Buy. I returned the item less than 2 hours later as it did not work. On my statement Petal listed the -$64.19 and then promptly added $64.19 to my balance. This has NOT bee corrected and they indicate a balance $64.19 HIGHER than what it actually is. This will now be TWO months of interest they are collecting for a balance that does not exit. Petal wee informed of this obvious mistake via email on March 10, 2025. To date they refuse/have not corrected it and continue to charge interest on a balance NOT owed.ISSUE #2: On March 10, I wrote via e-mail, to Petal regarding the $100 increase. I reminded them that I have NEVER been late with my payment for well over a year, and NEVER gone over my limit, and also that their advertising regarding credit increases is false advertising. My income is NET over 1K per Week. Their advertising IS false, and is clearly stated to manipulate people to get their card. ISSUE #3: After all the above, this is where it get interesting. On March 28, 2025 I receive an email informing me that my payment is 2 days late. I NEVER received any payment reminder like I have all this time... BEFORE.... complaining to them about their services and shady practices (see #1 above) They also charged me $25 late fee! It is very obvious that this company resort to dirty games in the event you call their shady business practices and false advertising out out!! I did not receive any notification of payment due! Keep in mind, the amount they say I owe is incorrect by $64.19 (see #1 above) and they are charging me interest on it too! This Company's business practices need to be investigated! What they are doing is Fraudulent/False advertising. I could NEVER recommend this credit card to anyone. They will deliberately "forget" or "glitch" with their system in order to 'teach you a lesson" for speaking up about their shady business practices. Read ALL the reviews. They are not credible..
Terrible experience with this credit card company! My card was stolen and used for fraudulent transactions, yet they only credited back a small portion, leaving me to pay 75% of the unauthorized charges. Their dispute process was unhelpful, and customer support did nothing to fully resolve the issue. If you want real fraud protection, avoid this card at all costs!
Current happy customer!!!! Petal has an extremely sound credit card and even better service! Petal and it’s employees/associates are able to notice and handle most illegitimate transactions before they are allowed & are super fast in communicating with the card user to keep such things from occurring in the first place. A time or two I brought an issue to Petal and it resolved without further hurdles or hassles. Petal is phenomenally helpful and truly deliver when advertising they’ll help build your “credit” - from nothing to something and fairly quick as well. ***they do have an annual fee but what they provide for that is WELL WORTH IT! Easy to establish credit especially for the1st timer or beginner to the credit world. Terms are easy and credit is pretty quickly gained and held….
Negative 100. This card is as close to a scam as you can get. And the customer service is pathetic and non existent, if you can even get someone on the line. It's actually more helpful if no one picks up at all, and certainly less frustrating. There is no scenario that it makes sense for anyone to get this card. And once your balance gets high, they introduce new fees and monthly charges to trap you. Even closing the account hurts you, which is how they force you to pay. If a comet hit earth and landed on their building, I would thank God for the blessing.
Claim your business profile now and gain access to all features and respond to customer reviews.
A high limit, low interest rate, no-fee Visa credit card designed to help you manage money and start building credit, even if you have no credit. Apply today.
greenbacktaxservices.com
beneva.ca
beaglestreet.com
stekkies.com
redbrik.co.uk
liquidationcentre.co.uk
terricalynnsmith.com
sos.eu
thepennyinc.com
helpinghandsfinancials.com