Review Time
They without explanation changed the card to a yearly $98.00 fee with 0 added benefits. I have very good credit. Make more now than when I 1st got this card. I’m being down graded from Petal 2 to this Rise card. It stinks. I called because credit experts (including me) say to call & try to work something else out. The girl (young & rude) was such a snot on the phone. Our choice…pay $98.00 yearly fee or close your account. Nothing else offered. No reduction in APR, no added perks $ etc. They come off with this “cutsie” marketing strategy which I fell for & went with for 2+ years. They stink. Not cute. Closing any credit card account negatively affects your credit rating. I’m really ticked off about this. Avoid this card! You can do better!
Like many others have said about this card I also got the same email stating that they were changing from petal 2 with no fees to the pedal 1 rise. Never missed or had a late payment with them. I'm just gonna have to pay off the balance and close the account because if people let them do this due to a business decision then what's to stop them from making another decision to change their fees. Had them for 2 years and now they pull this crap.
I’ve been with Petal for over four years. They’ve changed my account twice. I was just notified that this last change will require me to pay a monthly or annual fee. Which I’m not ok with. The only option I have is to close the account, which hurts your credit score. I cannot believe that a company that market’s its purpose on building credit is going to hurt my credit in the long run. Definitely stay away from this company.
DON’T GET THE PETAL 2 CARD.The Petal 2 was my first credit card ever and I swore by it, even though the cash back rate is rather low, and the product itself is tremendously boring. But hey, it was a solid, reliable, no-annual-fee card that would not fail you… until a couple weeks back.Petal decided to start charging me an annual fee of $96, starting August 1st and if I don’t comply, I’m out, or so the ultimatum goes in my inbox.I researched this issue, and it turns out that this is not across the board, as Petal cherry-picked which customers to cut off—never mind that I’ve payed every single statement in full since inception.I called them and their representative said that they “don’t have answers” as to the company’s rationale to cut me off. Great! So professional!So now I will be out, and I will be several thousand dollars short in my credit line, which will impact my credit history immediately (due to account closure), and in the long run (due to expenditure proportion growth).Who on Earth advised this company to charge its customers like if Petal 2 was a co-branded Loyalty program?!Who in this company thought reasonable customers would pay $96 a year for a 1.5% cash back card?!Way to go Petal, you sure know how to alienate loyal customers!If you’re considering getting this card, DON’T, their business model can’t be trusted if they’re willing to play with something so sensitive as your credit score.There’s a million other options in the credit card market, so do yourself a favor and avoid dealing with this company.
I am compelled to express my profound disappointment with the recent changes made by Petal regarding their once-promising credit card. As a longtime customer, I had trusted the company to provide a valuable financial tool, only to be met with a mediocre card that now comes with additional fees. This review serves as a cautionary tale for those considering their services.
I have olmos 3 year with the patal 2 and always pay on time never expend more the 30% in my credit limit but now the will change my petal 2 with petal 1 raise and I have to pay monthly fee 8 dollar I call and write them if they can remove the monthly fee and thay answer me that only have to option to pay or close the account.thay dont care the 3 year that i was paying on time and using the card carefully
I was happy with my Petal card until this past week when I was notified that my Petal 2 card (no fees, lowest interest rate) was being downgraded to the Petal 1 Rise card (now will charge me $8 per month and increase my interest rate. I have never had a late payment and my credit score is now 780. No reason for this. And the only way to opt out of this change is to close the account, which will ding my credit score. For a company that helped me build my credit and now wants to force me to pay fees and use the card at a higher interest rate for no reason seems like shady business to me. AND I have rewards points that are unused and will be lost when I close the account (I don't currently have a balance to apply them to.) I have to call customer service to request the reward points be mailed to me by paper check or credited to my account directly but can never get a hold of them when I call. Shady, shady, shady.
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