xact.com

4.6
4.6 Based on 870 reviews

...

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

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Review Time

Gloria Howell
Application process was simple and…

Application process was simple and approval was just a matter of minutes. My account was funded by the end of the day. Perfect.

5
Date of experience: Nov 05, 2025
Jon R
Easy online experience. Funding the next business day

Easy online experience

5
Date of experience: Nov 05, 2025
Dellis Young
It’s Much Easier in Round 2.

200% easier than it was the first time when I saw a brochure in the mail.

5
Date of experience: Nov 04, 2025
Carey
Painless

No pain during the process.🏃🏾‍♂️👏🏾👏🏾🙏🏾🙏🏾🍉🍇😎

5
Date of experience: Nov 04, 2025
Beverly
It was very easy to apply

It was very easy to apply. The only concern I had was that there was only one entry allowed for income. Therefore mine was inaccurate. It may have been an oversight on my part but it did efffect my income as I was not allowed to enter over $3600 more. Thank you for allowing me to get a small loan. I appreciate it very much.

4
Date of experience: Nov 04, 2025
Dejuan Willis
Great process and easy to understand…

Great process and easy to understand underwriting and payment system

5
Date of experience: Nov 03, 2025
Andrew Hanson
I love these people

I love these people, in a world where companies are trying to squeeze out every penny as possible Xact is fair and reasonable.

5
Date of experience: Nov 03, 2025
Mary Livas
First I give thank to my heaven father…

First I give thank to my heaven father I prayed on its ,I was borrowing through my phone and I ask my heaven father to show me the money and he said to me this for u ,so I give yall a high 5 call can through to me and I thank yall

5
Date of experience: Nov 03, 2025
Karen Hall
The process was easy

The process was easy, and I appreciate the quick deposit to my bank. It has been an oveall pleasure to work with Xact.

5
Date of experience: Nov 03, 2025
JJordan
Lightning Fast

Extremely impressed with the ease and speed of process

5
Date of experience: Nov 02, 2025

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