xact.com

4.6
4.6 Based on 870 reviews

...

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Average Rating

4.6

/
5

870 Reviews

5 Star
84%
4 Star
7%
3 Star
3%
2 Star
2%
1 Star
5%

Filtered Reviews

Filter Reviews

Review Time

indranil ganguly
Fast

Fast, convenient, customer friendly and good rate

5
Date of experience: Oct 14, 2025
Geneva Golden
Fast, easy, and super expensive to pay back

I like that it is an easy process to obtain the loan, however, the twice a month bill is not good at all. If I had another option to pay once a month I would have chosen that. I dont like that the interest doesn't show until you've already had your credit hit. Honestly, if I had another option or offer from a different company, I would've went with someone else.

3
Date of experience: Oct 13, 2025
Karen
Easy application

Easy application

5
Date of experience: Oct 13, 2025
Carlton Jones
Quick and easy process

5
Date of experience: Oct 13, 2025
Jimmy Comfort
Answers in seconds

Quick and easy results

5
Date of experience: Oct 11, 2025
VANNILA BENNETT
Nothing at this time

Nothing at this time

5
Date of experience: Oct 11, 2025
customer
Easy process!

5
Date of experience: Oct 10, 2025
Jennifer Perkins
It was a very easy process

It was a very easy process, from start to finish!

5
Date of experience: Oct 09, 2025
German Sanchez
Fast and reliable

They took care of my needs right away and it was an easy process and I had my funds right away

5
Date of experience: Oct 09, 2025
Mark
Great user interface Great service!

Great user interface. The website, the app, everything is easy to use. So much flexibility in accessing what you need when you need it! Payments that match YOUR schedule and not being enforced or set up to fail. They are about success and building your credit!

5
Date of experience: Oct 09, 2025

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