creditperfect.co.uk

3.1
3.1 Based on 161 reviews

Credit Perfect is your online personal finance manager. It allows you to manage and improve your credit report and score as well as access alternative credit providers that can provide loans or other credit, even though you may not have perfect credit rat...

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Average Rating

3.1

/
5

161 Reviews

5 Star
50%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
45%

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Review Time

Toby
Happy now.

My son was looking for loans and didnt get one. This company was taking money every month for a sub. I spoke to Lauren today and they are paying back what they have taken from him. One phone call and all sorted now. Ty ❤

4
Date of experience: Apr 07, 2022
Vivian F.
Attempted to take £19.99 3 times 1st of…

Attempted to take £19.99 3 times 1st of April 2nd and the 4th successfully taken twice. I have paid £39.98 for a service I hade no idea I was receiving. On the email convosation they have never accepted the fact I have been ‘charged’ twice for a months subscription.. scam artists dressed as a legitimate company.

1
Date of experience: Apr 04, 2022
William A.
Have reported to my bank you are…

Have reported to my bank you are fraudsters took 20 pounds from my bank for a free service .be warned stay clear

1
Date of experience: Apr 01, 2022
SM62
SCAM AVOID!!!

SCAM AVOID!!!I signed up for what I thought was a free service after applying for a loan online. I woke up this morning to find these scammers have taken £19.99 from my bank.

1
Date of experience: Apr 01, 2022
Gulliver Rogers
This company is a scam

This company is a scam, they somehow got hold of my card details and started charging subscription fees. I only became aware after going through my bank statement.I possibly agreed to some hard to see terms and conditions whilst I was applying for loans.I signed up to get a free report which was written in large font. And on the bottom there was a term saying that you will be enrolled into a trial to get this 'free report' which was written in font size that was much more hard to see.

1
Date of experience: Mar 30, 2022
Armistead Brown
Very helpful and explained thoroughly…

Very helpful and explained thoroughly and was very sympathetic to my situation, thank you.

5
Date of experience: Mar 23, 2022
Charli Long
Customer service very good and…

Customer service very good and effective. No issues to report

5
Date of experience: Mar 22, 2022
Bram H.
Complete scam, but did eventually refund my money

Complete scam, avoid like the plague. This company will claim that you have been approved for a loan, but will actually sign you up to a useless subscription service (that is available for free in multiple other places) and take £19.99 a month from your bank account. On completing sign up you will be rejected for all loans. Of course, they make it extremely difficult to cancel your membership, so I had lost money by the time I managed to do it. Disgusting company preying on vulnerable and desperate people, if I could afford to throw away £19.99 a month on a service my bank offers for free, I wouldn't be applying for a payday loan in the first place! Since giving these people my details I have also been bombarded with silent phone calls, calls about debt consolidation, dodgy text messages also claiming I've been approved for a loan, the works. I did not consent to them sharing my details with anyone. Lastly, they claim that membership fees may be refunded if they fail to find you a loan, but they've refused to refund my £20 that I can ill afford to lose. Do not waste your time or money on these con artists.Edited to add: After writing this review, Credit Perfect have been in touch and have refunded my money so I have increased the rating from 1 to 2 stars. While I do appreciate this, I will not be deleting the review as what I have said remains true; if you are looking for a loan and are redirected to this site, DO NOT PROCEED.

2
Date of experience: Mar 22, 2022
She was very polite and very helpful…

She was very polite and very helpful and explained everything in detail

5
Date of experience: Mar 21, 2022
Lyle M.
The support service does work.

Apart from feeling like I had been scammed emailing the support team does actually work. If you ask them to call you they will too, the women I spoke to was very nice and understanding of the situation and refunded all the money I was owed as they could see I had never used there website befor and was redirected by a different company. Still some improvements need to be made though like us as people being able to contact the company by telephone instead of having to ask by email. Great service on the phone.

4
Date of experience: Mar 21, 2022

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Business Details

  • Credit Perfect is your online personal finance manager. It allows you to manage and improve your credit report and score as well as access alternative credit providers that can provide loans or other credit, even though you may not have perfect credit rating or history. Features include: Credit Alerts, Access to Alternative Lenders, Credit Builder Credit Cards, Guides & Tools and Online Loan Brokerage.See more

  • language https://www.creditperfect.co.uk

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