Review Time
$2,600 SCAM!I joined in February 2023, paying $84 the first month and $79.99 monthly after that. For almost two years, they silently charged me over $2,600 while delivering zero results — no deletions, no score improvement, no communication.When I finally found out, they blamed me for not calling them earlier and said their policy “clearly states” they don’t contact customers proactively. That means they keep billing you quietly even when their service does nothing — and when you finally notice, they hide behind their “90-day” and “120-day” refund limits.These so-called “terms” are deceptive and completely unreasonable. The 90-day and 120-day limits are nothing more than a shield to deny refunds and trap customers who never received real service. No honest company should be allowed to charge people for nearly two years, fail to deliver, and then use fine print to keep their money.
My experience with CREDIT SAINTS felt like a scam. I signed up in May 2025 it's now October and nothing has been done. I called to cancel and get my money back from the 90 days if nothing changed to be told I missed the deadline.
Honestly, all it take is one bad review just saying cause your time your money your credit it’s an annoying process, but you can do it. I deleted two negative things off my credit reporting through Credit Karma sending aHonestly, all it take is one bad review just saying cause your time your money your credit it’s a annoying process but you can do it. I deleted two negative things off my credit reporting through Credit Karma But then realize yeah the process is annoying just like every other thing else takes work, but you can do it instead of paying credit companies pay off the debt!
My experience with Credit Saint has been extremely disappointing and misleading. I signed up based on their well-promoted 90-day money-back guarantee, which promises a refund if no negative items are removed within that period. After nearly two months of service with absolutely no results, I canceled — and only then was I informed that I do not qualify for a refund because I didn’t stay the full 90 days.At no point during the sign-up process or during any of my interactions with their agents was it explained that I needed to remain enrolled past a certain date to be eligible for the guarantee. In fact, when I canceled, I did so under the impression that the guarantee would still apply — especially since no results were delivered. The company also failed to proactively communicate the additional steps required (such as mailing sensitive personal documents or requesting a refund within a specific 30-day window), which are buried in the fine print but never clearly explained.Instead of transparency, I was met with shifting terms, hidden conditions, and upsells for discounted services. This feels deceptive — and not at all aligned with how a reputable credit repair service should operate. After wasting time and money with zero improvement to my credit, I strongly caution others to carefully read every detail before signing up and not to rely on their advertised guarantee.
I had a great experience with my representative. He had all the answers to my questions. Felt awesome talking to someone with the knowledge I was looking for. I look forward to working with people who will actually help me out with my credit situation.
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Credit Saint is one of America’s leading providers in credit repair services. Credit Saint offers the most comprehensive credit assistance available in the industry today. It is a place where passionate people fulfill their mission of helping Americans...