Review Time
I have been dealing with eCapital for more than 3 years now and i would recommend everyone. They have highly professional employees, I deal with Nattasha Nayyar and she is one the best person to work with. She understand everything really well and her understanding and communication skills are rated 10/10.
Been a customer of E-Capital and managed by Ruth Duplessis for 3 years now and have to say, They are the best in the game.
The attention to detail and personalized service is impeccable. Looking forward to decades of business together.
Extremely concerning experience. Proceed with caution.
We initiated an application process and did not sign a factoring agreement, security agreement, or activate any credit facility. Despite this, UCC filings were placed against our company in multiple states during the application stage.
During several conversations with the sales representative, the process was explained in detail, including background checks and due diligence. At no point were UCC filings disclosed or explained as part of the application process, despite thorough discussions.
When we objected and decided not to move forward, we were told the filings could be removed. However, instead of the company removing the filings it initiated, we were provided a letter authorizing us to file and pay for the UCC terminations ourselves. This required us to spend time and money cleaning up a legal filing we never expected, never benefited from, and never knowingly agreed to in practice.
While the company relied on broad application language to justify this, the lack of clear disclosure upfront and the burden placed on the applicant to fix the situation raises serious concerns about transparency and business practices.
Experienced operators should ask very direct questions before submitting an application and carefully review what authority is being granted during the “application” phase.
Right from sign up to funding invoices, everything is a nightmare with this company. We were told all the rosy stories but ended up with nightmare. It takes literally 3-4 days to get funds into your account which they lied at the first place saying it will be same day funding. We never had any problems with our previous factoring company where we will have funds in our bank account the same day we submit the invoices. There is literally zero help from these people. DO NOT TRUST THEIR WORDS AT THE TIME OF SIGN UP!
Everything from set up to fees and time to customer service.We were told something else , poor management and services.they take 3 days for EFT and no other method never switch until you have full transparency we are regretting for thjs switch , we wouldn't recommend.
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eCapital is committed to accelerating access to capital for companies in the United States,
Canada, and the U.K. By leveraging a team of over 700 experts and proprietary, industry-
leading technology, eCapital is creating the future of business funding. With a full suite of
products such as freight factoring, invoice factoring, lines of credit, asset-based lending, payroll
funding, and equipment refinancing, eCapital ensures businesses have the funds they need to
do more. Through its Transportation, Staffing, Wellness, Healthcare, Factoring and ABL
divisions, eCapital delivers customized funding solutions for over 80 industries. To learn more
about eCapital, visit eCapital.com.See more
