Review Time
credit cards through Elan financial services beware of incentive charging schemes offering 0% on large purchases or balance transfers. Regular purchases even if you make high payments hardly get any of the payments applied until you pay off the credit card incentive offering first. when you do you will see interest charges for a month or two. to get around this I keep an overpayment of at least 500 on the card the bank uses and pay in full by the due date what i can figure is do to leave a credit balance at all times. their on line statements make it difficult to see how you payments are being applied along with no way to see a running balance until statements come out. Never have I been so frustrated with a card or their customer service. they keep referring to the agreement signed. Complaint to bank get referred back to credit card.
credit cards through Elan financial services beware of incentive charging schemes offering 0% on large purchases or balance transfers. Regular purchases even if you make high payments hardly get any of the payments applied until you pay off the credit card incentive offering first. when you do you will see interest charges for a month or two. to get around this I keep an overpayment of at least 500 on the card the bank uses and pay in full by the due date what i can figure is do to leave a credit balance at all times. their on line statements make it difficult to see how you payments are being applied along with no way to see a running balance until statements come out. Never have I been so frustrated with a card or their customer service. they keep referring to the agreement signed. Complaint to bank get referred back to credit card.
I’ve only had the card for 3 days. My card has been put up for fraud so many times they can’t even verify me. I have yet to leave a single store with anything. The fraud department quite literally doesn’t believe it’s me. Mind you… they have all of my information!
As with all the other one-star reviewers, this company uses unconscionable business practices and provides terrible service. We cannot find the full account number anywhere on their website, despite following the steps as listed in their FAQ. If you don’t have the full account number, you will be shuffled from person to person who all ask for the full account number. This company should be ashamed.
NO ONE ANSWERS THE PHONE! EVER! DOES ANYONE REALLY WORK THERE? ON HOLD ONE HOUR. ON HOLD TWO HOURS. CREDIT CARD HAS MAJOR ISSUES. CLOSED ON ME. DID NOT REQUEST CLOSURE. SOMEONE NEEDS TO PICK UP THE DAMN PHONE. I HAVE THE HOLD MUSIC MEMORIZED. LESS THAN ONE STAR
This company is a jokeI had a secured card for $400 and apparently they’re so desperate for our money. It takes THEM 1 to 2 billing cycles just to return my $400. What a joke.Owned by the Kapoor familyTypicalDo not do business with these peopleBasically, a guy in his basement taking your money and your private informationSKETCHIEST PLACE EVER👎🏽👎🏽🖕🏿🖕🏿
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