biyapay.io

1.6
1.6 Based on 7 reviews

...

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Average Rating

1.6

/
5

7 Reviews

5 Star
14%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
86%

All Reviews

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Review Time

Kendrick Long
Alert: Serious Fund Safety Issues with the Service

I want to inform users about a critical fund safety issue involving the service and its partner bank. I initiated a transfer of $9,500 (net $9,405 after fees), and the funds have been missing for over 15 days. The Facts: Official Denial: I received confirmation from the financial service and its clearing bank stating they have NO RECORD of this transaction. Deceptive Tactics: Despite the receiving bank's "No Record" status, the partner bank continues to assert the funds were "delivered." Their support team also misidentified an ACH transfer as a "Wire" and directed me to a non-existent department. Refusal to Refund: The service is using the "Christmas Holiday" as an excuse to delay an immediate refund, which is unacceptable. I have documentation from financial experts confirming the funds never reached their system. The service and partner bank are unlawfully holding my $9,405 without providing evidence of successful clearing. Conclusion: If you care about your finances, STAY AWAY. I've escalated this issue to the relevant authorities and demand a prompt reimbursement. I will continue to update this review until my funds are returned.

1
Date of experience: Dec 25, 2025
JarkanGames76
Caution: $9,500 Missing! Serious Issues with Fund Safety

I want to alert users about a critical fund safety problem involving the service and its partner bank. I initiated a transfer of $9,500 (net $9,405 after fees), and the funds have been unaccounted for for over 15 days. The Facts: Official Denial: I received formal confirmation from a financial service and its clearing bank, indicating they have NO RECORD of this transaction or the provided Trace ID. Deceptive Tactics: Despite the receiving bank's "No Record" status, the partner bank insists the funds were "delivered." Even more frustrating, their support team misidentified an ACH transfer as a "Wire" and directed me to a non-existent "Wire Department." Refusal to Refund: The service is using the "Christmas Holiday" as an excuse to delay a refund that should have been processed immediately, forcing the customer to bear the risk of their own clearing chain's failure. I have evidence from financial experts confirming the funds never reached their system. The service and partner bank are currently holding my $9,405 illegally without providing any proof of successful clearing. Conclusion: If you value your money, STAY AWAY. I've escalated this matter to the relevant authorities and demand an immediate reimbursement. I will keep updating this review until my funds are returned.

1
Date of experience: Dec 25, 2025
Niles Sanders
Serious Regulatory Concerns and Withdrawal Problems – Exercise Caution

As someone who carefully evaluates financial platforms, I must caution others about significant issues with the service: Regulatory Red Flags: The relevant financial authority has officially warned that the platform is unlicensed and unauthorized to provide trading services. This is illegal in many jurisdictions. False Licensing Claims: Although the service claims regulatory approvals, checks reveal it is NOT listed as a registered investment adviser. The status of its licensing cannot be independently verified, raising concerns about its legitimacy. Withdrawal and Account Issues: Numerous independent reviews report blocked withdrawals and frozen accounts, which are clear warning signs of a risky platform. Aggressive Referral Promotions: The website focuses on referral bonuses rather than legitimate investment services, a common trait of high-risk platforms. Limited Credible User Reviews: Independent sources show very few authentic user experiences, which raises further suspicion. Conclusion: Given the regulatory alerts and user complaints, I cannot recommend this service for significant investments. There are safer, fully regulated alternatives available. Please conduct thorough research to protect your assets.

1
Date of experience: Oct 13, 2025
hyoka_
Warning: Potential Scam

The website has changed to a .com domain. Once you deposit money, retrieving it could be impossible.

1
Date of experience: Sep 14, 2025
Ethan Adams
Excellent App Experience

The app is fantastic and very user-friendly.

5
Date of experience: Sep 13, 2022
Randolph H.
Unsatisfactory Work Environment

The work environment is not conducive. There seems to be a reluctance to use paid advertising, raising suspicions about its legitimacy. The employer is also unwilling to reveal their identity.

1
Date of experience: Aug 31, 2022
Kirsteen Butler
Scam Warning

Beware! This is the same service that has scammed users before. Once you deposit money, it may never be returned.

1
Date of experience: Sep 19, 2021

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