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Free and Clear Solutions is a consumer-focused document preparation company based in Montgomery, Alabama. We specialize in helping individuals challenge inaccurate, incomplete, or outdated information reported on their credit files. Our process begins with a detailed review of a client’s credit reports from the major bureaus. If errors are found, we draft and send formal dispute letters on behalf of the consumer, requesting that the credit reporting agencies investigate and correct the misinformation.
We do not claim to increase credit scores or remove accurate negative information. Instead, we focus solely on helping consumers exercise their legal rights under the Fair Credit Reporting Act (FCRA). If errors remain after the dispute process, we refer clients to our partnered consumer attorneys at no additional cost who may take legal action when appropriate.
We offer transparent pricing and flexible payment options, including an upfront flat rate or a 50/50 model tied to successful case outcomes. At Free and Clear Solutions, our mission is to empower clients with the tools and support needed to take control of their credit reports, protect their rights, and move toward financial freedom free from harassment, misinformation, and unfair reporting practices.See more
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