golden1.com

1.5
1.5 Based on 41 reviews

Since our founding in 1933, we’ve put people over profit. And when more than 5,000 Americans were asked to choose the credit union or bank they admire most, we were named in the top 3 nationwide (American Banker, 2021). We think it’s because we share your...

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Average Rating

1.5

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5

41 Reviews

5 Star
5%
4 Star
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3 Star
5%
2 Star
7%
1 Star
78%

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Tom Turner
Refused for debt consolidation loan

Refused for debt consolidation loan, after 10+years , credit score fine, income to debt racial fine, don't bank with golden 1, loyalty means nothing to them.

1
Date of experience: Jul 25, 2024
Randi P.
I have a hard time believing that this…

I have a hard time believing that this is a legitimate financial institution. I have an auto loan through them and none of the customer service agents have any concept of how various payment types work or online banking. Very strange, very off-putting. Would definitely NOT be interested in working with Golden 1 in the future.

1
Date of experience: Apr 02, 2024
Leslie Powell
Recently got a car loan thru Golden…

Recently got a car loan thru Golden One. However I have not been able to link to my Fidelity accounts in order to make a payment. Called Fidelity who told me the routing number is being rejected. Called Golden One and no one there seems to know anything about how ETF works. Then tried the reverse and link from G1 to Fidelity. Was able to validate the link via test deposits - but when I try to transfer funds it gives an error. They really don't want me to be able to make a payment! Never had this issue dealing with Patelco for my other car loan. My biggest complaint is the lack of support, knowledge at the G1 end.

2
Date of experience: Jan 08, 2024
Magnolia A.
Very disappointing

Very disappointing. Customer service is not very helpful and in fact gave me the wrong information at a crucial point. Extremely poor overall clarity/disclosure in connection with our auto loan. We will not be using Golden1 for anything in the future. There are plenty of other options out there with the same products and better (and accurate) customer support.

1
Date of experience: Dec 06, 2023
Magnolia Anderson
The worst for applying ffor a home…

The worst for applying ffor a home loan. Don't waste your time with these guys, go to a real bank. An average mortgage company takes 30 days or less, they couldn't get it done in 45. That caused all kinds of problems with our home purchase. Waste of time.

1
Date of experience: Oct 13, 2023
SyntexxHD65
Golden 1 is ridiculous and so am I for…

Golden 1 is ridiculous and so am I for wanting to stay with them. Anyway, I already have a checking and savings account. I tried to open up another checking account, I was denied and told I was in the checks system (lies). I tried to open up a savings account and was told I closed out another account with a negative balance on August 10th (lies). So, in order to clear this all up, I have to go to the branch ( INCONVENIENCE). Really...I've been getting direct deposit there for over 15 years from one of my employers soooo, if I owed anything, it would show up in my active account. The reps couldn't answer that, why go to the branch when I'm always told they have to call Sacramento, or I have to call for complicated issues? When I had fraud, the branch told me I had to call Sacramento. The branch has the same incompetent staffs that told me I could not add beneficiaries at the branch, I had to go online. When I asked the reps in Sacramento, I was told I should've been able to do it in the branch. Good thing I have several accounts elsewhere, this last incident confirmed my real savings needs to go to my other banks and credit unions for safeguarding. Thanks for making it clear G1!!!

1
Date of experience: Sep 18, 2023
Destiny
Unfortunately I have banked here for 8 years

Unfortunately I have banked here for 8 years too long. I have a credit card dispute purchase that has involved 11 phone calls to the call center and one in person visit. All I've gotten was the run around and can't pay my rent because this greedy company wants to keep my $710.48 for a vacation package through Booking.com that had no reservation. They most certainly do not have their customers best interest. Do business elsewhere.

1
Date of experience: Sep 04, 2023
ItzBreza
Deal with a bigger bank

Deal with a bigger bank. Lots of hidden fees!

1
Date of experience: Jun 22, 2023
Nicolas F.
I can't understand why someone would…

I can't understand why someone would choose to bank here unless it is super convenient. The incompetency level of some of their staff is breathtaking, which Golden One doesn't seem concerned about. I can't recommend this bank.

2
Date of experience: Feb 28, 2023
Disappointed

Disappointed - (Shaw/41n Fresno Branch) Opened acct, 3 weeks later accessed it w/my card just to get a balance & it gave me $20 which made me not have enough to pay my rent. Waited til Monday to deposit it back into my account & report the issue in which they shrugged it off. A couple days later I received a letter not only was I overdrawn but I also owed a fee for being overdrawn. I went down to the branch & they explained that someone deposited a check into my account when the bank realized it was erroneously deposited into the wrong account they and the bank that issued the check requested it be extracted from my account. So in essence it was extracted twice making my account go negative. They stated they would correct it but I would need to pay the fee first I told them your CRAZY this whole thing was the banks error and went back/forth w/her on the issue. Finally they said they would take care of that as well. After everything was complete I went to the teller to close my account out. I reported it & they contacted me in regards to what happened & stated, “That would not happen at our bigger branch”. No apology, just they wanted me stay with them & bank at the main/bigger branch. I told them there crazy both banks are related I will NEVER bank here & I will be warning others. In a little over 3-weeks not only did they turn my life upside down but they were reluctant to fix the issue and wanted me to pay fees on their errors. I’d give 0 stars but your not allowed in here to do less than 1. CRAZY experience, DONT bank here. YOU’VE BEEN WARNED.

1
Date of experience: Feb 24, 2023

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Business Details

  • Since our founding in 1933, we’ve put people over profit. And when more than 5,000 Americans were asked to choose the credit union or bank they admire most, we were named in the top 3 nationwide (American Banker, 2021). We think it’s because we share your values – from having each other’s backs to keeping more of your hard-earned money. Join us along with more than a million of your fellow Californians!See more

  • call 8774653361
  • language https://golden1.com

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